2685 Clyde St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2685 Clyde St, Matlacha, FL 33993

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 805 sqft · built 1966
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2025)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`24-44-22-09-00000.1970`

Property Details

APN / Parcel Number

Primary APN	`24-44-22-09-00000.1970`
Alternative APNs	`22244409000001970` `10015186`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	805 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	805 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)
Lot Dimensions	80 ft deep x 65 ft wide
View / Lot	Canal Front
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	322 sqft
Patio Area	88 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10015186
Street Address	2685 CLYDE ST
City	MATLACHA
State	FL
Zip	33993-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TFC2
Legal Description	ISLAND HARBORS 3RD ADDN PB 10 PG 97 SWLY 35 FT LOT 197 + NWLY 30 FT LOT 196
Legal Range	22E
Legal Township	44S
Legal Section	24
Legal Subdivision	MATLACHA NW
Legal Tract	09
Legal Block	1
Legal Lot Number	196,1
Jurisdiction	LEE FL
Township / Civil Division	PINE ISLAND
Census Block Group	1
Census Block	1002
Census Tract	70102

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2685 CLYDE ST, MATLACHA, FL 33993-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Apr 8, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 13, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Deed Document Number	2025101204
Prior Transfer Date	Mar 18, 1997
Prior Transfer Doc	2802004151
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	2685 CLYDE ST, MATLACHA, FL 33993-9741
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 CLYDE ST, MATLACHA, FL 33993-9720

Mortgage

Document Number	0000066320
Date	Feb 22, 2023
Instrument	2023000066320

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Apr 8, 2022
Property Address	2685 CLYDE ST, MATLACHA, FL 33993-9741
Document Number	0000118794
Map Reference	MB 10 PG 97
Instrument Date	Mar 29, 2022
Instrument	2022000118794
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 CLYDE ST, MATLACHA, FL 33993-9720

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	May 13, 2022
Property Address	2685 CLYDE ST, MATLACHA, FL 33993-9741
Document Number	0000162511
Map Reference	MB 10 PG 97
Instrument Date	Feb 9, 2022
Instrument	2022000162511
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2703 CLYDE ST, 2703, MATLACHA, FL 33993-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2703 CLYDE ST, MATLACHA, FL 33993-9720

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,512 (+33.95%) Land $134,330 Building $84,182	$218,512 (+33.95%) Land $134,330 Building $84,182
2025	$2,772.00 (-11.01%)	$163,126 (-22.28%) Land $163,116 Building $10	$163,126 (-22.28%) Land $163,116 Building $10
2023	$3,115.00 (-29.4%)	$209,901 (-36.7%) Land $209,891 Building $10	$209,901 (-36.7%) Land $209,891 Building $10
2022	$4,412.00	$331,618 Land $184,115 Building $147,503	$331,618 Land $184,115 Building $147,503

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 220 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	224 units insured incl. 4 condo units
Nearby Flood Claims	635 (1982–2024)
Claims Outside the SFHA	1 of 635
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 152 claims Hurricane Helene, Oct 2024 · 128 claims Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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