Kane County property record for 2685 Cedar Ave, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,266 sqft · built 1993 |
| Lot Size | 0.453 acres (19,713 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $711,500 (May 2026) |
| Tax Bill | $11,838 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-177-029 |
| Primary APN | 12-08-177-029 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 3,065 sqft |
| Basement Area | 799 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 19,713 sqft (0.453 acres) |
| View / Lot | Highway |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Water Source | Commercial |
| Street Address | 2685 CEDAR AVE |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 STERLING MANOR UNIT 1 |
| Legal Subdivision | STERLING MANOR UN 01 |
| Legal Block | 4 |
| Legal Lot Number | 22 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 854800 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2813 JABER AVE NE, SAINT MICHAEL, MN 55376-5400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 202621656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 27, 2026 |
| Property Address | 2685 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000021656 |
| Instrument Date | May 27, 2026 |
| Instrument | 202621656 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $107,792.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2813 JABER AVE NE, SAINT MICHAEL, MN 55376-5400 |
| Document Number | 0000021657, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 202621657 |
| Name | PREMIA MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.08% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 29, 2021 |
| Property Address | 2685 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000081775 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021K081775 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2685 CEDAR AVE, 2685, GENEVA, IL 60134-3931 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2685 CEDAR AVE, GENEVA, IL 60134-3931 |
| Document Number | 0000081776 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021K081776 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2685 CEDAR AVE, GENEVA, IL 60134-3931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029412 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 2018K029412 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,838.00 (+3.42%) Homeowner's exemption | ||
| 2024 | $11,447.00 (+7.25%) | $158,442 (+18.38%) Land $50,049 Building $108,393 | $475,516 (+18.43%) Land $150,207 Building $325,309 |
| 2022 | $10,673.00 (+3%) Homeowner's exemption | $133,839 (+3.86%) Land $42,277 Building $91,562 | $401,517 (+3.86%) Land $126,831 Building $274,686 |
| 2021 | $10,362.00 Homeowner's exemption | $128,865 Land $40,706 Building $88,159 | $386,595 Land $122,118 Building $264,477 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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