2685 Cameron Way, Frederick, MD 21701 Property Records

Frederick County property record for 2685 Cameron Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,452 sqft · built 1999
Lot Size	0.046 acres (1,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2014)
Tax Bill	$5,088 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-210770`

Property Details

APN / Parcel Number

Primary APN	`02-210770`
Alternative APNs	`2210770` `210770`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,980 sqft (0.046 acres)
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	210770
Street Address	2685 CAMERON WAY
City	FREDERICK
State	MD
Zip	21701-3015
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R8
Legal Description	LOT 182 SECTION 2 PLAT 4-1980 SQ FT TUSCARORA KNOLLS
Legal Subdivision	TUSCARORA KNOLLS SEC 02 04
Legal Lot Number	182
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4014
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2685 CAMERON WAY, FREDERICK, MD 21701-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 7, 2017	Grant Deed, Transfer FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2014 · Amount on Record
Deed Sale	Aug 28, 2014 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Book / Page	10185 / 22
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2685 CAMERON WAY, FREDERICK, MD 21701-3015
Document Number	0138600168
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ADMIRAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2685 CAMERON WAY FREDERICK MD 217013015, FREDERICK, MD 21701-3015

Mortgage

Document Number	0138600168
Date	Jun 29, 2020
Book Page	013860/000168

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 7, 2017
Property Address	2685 CAMERON WAY, FREDERICK, MD 21701-3015
Document Number	0119640117
Book / Page	011964 / 000117
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	RGS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 MOSBY CT FREDERICK MD 217013224, FREDERICK, MD 21701-3224
Investor	Possibly a Property Investor

Mortgage

Document Number	119640124
Date	Aug 7, 2017
Book Page	011964/000124

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,500 (+15.54%) Land $90,000 Building $202,500	$292,500 (-) Land $90,000 Building $202,500
2024	$5,088.00 (+9.68%)
2023	$4,639.00	$253,167	$292,500 Land $90,000 Building $202,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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