2684 Primrose Cir, Middleburg, FL 32068 Property Records

Clay County property record for 2684 Primrose Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,230 sqft · built 2023
Lot Size	1.08 acres (47,088 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jun 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`28-05-24-006700-226-00`

Property Details

APN / Parcel Number

Primary APN	`28-05-24-006700-226-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	47,088 sqft (1.08 acres)
Lot Dimensions	282 ft deep x 167 ft wide

Exterior Amenities

Porch	Slab
Porch Area	276 sqft
Deck Area	198 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2684 PRIMROSE CIR
City	MIDDLEBURG
State	FL
Zip	32068-6077
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 10 BLK 5 BLACK CREEK PARK UNIT 3 AS REC OR 4940 PG 1334
Legal Range	24E
Legal Township	05S
Legal Section	28
Legal Subdivision	BLACK CREEK PARK UNIT 3
Legal Block	5
Legal Lot Number	10
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1048
Census Tract	30106

Owner

Source: Clay County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2684 PRIMROSE CIR, MIDDLEBURG, FL 32068-6077
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	Aug 8, 2012 · Amount on Record
Deed Document Number	202527646
Deed Book / Page	4940 / 1334
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2684 PRIMROSE CIR, MIDDLEBURG, FL 32068-6077
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2741 S PERIWINKLE AVE, MIDDLEBURG, FL 32068-6134

Mortgage

Document Number	0046230412
Date	Jun 30, 2022
Book Page	4623/412
Instrument	2022040075

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,335.00 (+8,239.29%)	$193,281 (+618.89%)	$198,073 (+537.08%) Land $32,500 Building $165,573
2023	$28.00 (-87.67%) Homeowner's exemption	$26,886 (+3%)	$31,091 (+19.11%) Land $30,000 Building $1,091
2022	$227.00 Homeowner's exemption	$26,103 Land $25,000 Building $1,103	$26,103 Land $25,000 Building $1,103

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20