26839 Thomas St, Warren, MI 48091 Property Records

Macomb County property record for 26839 Thomas St, Warren, MI 48091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,179 sqft · built 1960
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on Record
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Dec 2020 Reverse Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-13-19-202-040`

Property Details

APN / Parcel Number

Primary APN	`12-13-19-202-040`
Alternative APN	`1319202040`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,179 sqft Living Area
Gross Area	1 sqft
1st Floor Area	1,179 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,178 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)
Lot Dimensions	111 ft deep x 67 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	26839 THOMAS ST
City	WARREN
State	MI
Zip	48091-3974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-C
Legal Description	LEDGECLIFF ESTATES SUB'N NO. 1" LOT 147 EXC N 6.0 FT AND N 7.0 FT OF LOT 148 L.47 P.20-21
Legal Subdivision	LEDGECLIFF ESTATES
Legal Lot Number	147-148
Jurisdiction	MACOMB MI
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1003
Census Tract	262400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26839 THOMAS ST, WARREN, MI 48091-3974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000021515
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	26839 THOMAS ST, WARREN, MI 48091-3974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREATER MACOMB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26839 THOMAS ST, WARREN, MI 48091-3974

Mortgage

Document Number	0000147780
Date	Dec 2, 2020
Book Page	27207/453
Instrument	2147780

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	861 Months
Due	Sep 29, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	26839 THOMAS ST, WARREN, MI 48091-3974
Document Number	0000147781
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26839 THOMAS ST WARREN MI 480913974, WARREN, MI 48091-3974

Mortgage

Document Number	0000147781
Date	Dec 2, 2020
Book Page	027207/000466
Instrument	147781

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Dec 1, 2092

Interest

Rate Type	Adjustable Rate
Rate	2.58%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Warren City
Unified School District	Warren Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,960 (+1.48%)	$213,920 (+1.48%)
2025	$2,703.00 (+14.87%) Homeowner's exemption	$105,400 (+26.64%)	$210,800 (+26.64%)
2023		$83,230	$166,460
2022	$2,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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