2683 Wise Rd, Cato, NY 13033 Property Records

Cayuga County and Ira Town property record for 2683 Wise Rd, Cato, NY 13033

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2 ba · 1,680 sqft · built 2020
Lot Size	14.2 acres (618,552 sqft)
Owner	Individual Name on Record
Last Sale	$445,250 (Mar 2022)
Tax Bill	$8,446 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`053289 40.00-1-36.121`

Property Details

APN / Parcel Number

Primary APN	`053289 40.00-1-36.121`
Alternative APN	`328904000000010361210000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Upper Floors Area	120 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	618,552 sqft (14.2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2683 WISE RD
City	CATO
State	NY
Zip	13033-9787
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	07 - MIXED
Legal Description	SM 93-25
Legal Block	1
Legal Lot Number	36.121
Jurisdiction	CAYUGA NY
Township / Civil Division	IRA
Census Block Group	1
Census Block	1022
Census Tract	40202

Owner

Source: Cayuga County and Ira Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2683 WISE RD, CATO, NY 13033-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Warranty Deed, Transfer · Line of Credit FARM CREDIT
Aug 11, 2021	Warranty Deed, Transfer · Line of Credit FARM CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2022212648
Deed Book / Page	4201 / 213
Prior Transfer Date	Mar 29, 2022
Prior Transfer Doc	004201/213
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Mar 30, 2022
Property Address	2683 WISE RD, CATO, NY 13033-9787
Document Number	004201/213
Book / Page	4201 / 213
Instrument Date	Mar 29, 2022
Instrument	2022-212648
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2683 WISE RD, CATO, NY 13033-9787

Mortgage

Document Number	004201/216
Date	Mar 30, 2022
Book Page	4201/216
Instrument	2022-212649

Lender

Name	FARM CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAYUGA NY
Recording Date	Aug 11, 2021
Property Address	2683 WISE RD, CATO, NY 13033-9787
Document Number	0040860142
Book / Page	4086 / 142
Instrument Date	Aug 4, 2021
Instrument	2021-206623
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4811 MCDONALD RD, SYRACUSE, NY 13215-1907

Mortgage

Document Number	2021206624
Date	Aug 11, 2021
Instrument	2021-206624

Lender

Name	FARM CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Ira Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Ira Town
Unified School District	Cato-Meridian Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,446.00 (+3.7%)
2025	$8,145.00 (-1.13%)	$255,600 (+1.43%) Land $34,000 Building $221,600	$399,375 (+12.52%) Land $53,125 Building $346,250
2024	$8,238.00
2023		$252,000 Land $34,000 Building $218,000	$354,930 Land $47,887 Building $307,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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