2683 Lower Breckenridge Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2683 Lower Breckenridge Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,716 sqft · built 1986
Lot Size	0.423 acres (18,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,500 (Feb 2016)
Tax Bill	$8,267 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07320-BC-08400`

Property Details

APN / Parcel Number

Primary APN	`07320-BC-08400`
Alternative APN	`411778`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,716 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	2,052 sqft
Basement Area	1,664 sqft
Finished Basement	1,664 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Roof Type	Hip
Roof Material	Concrete
Lot Area	18,411 sqft (0.423 acres)
View / Lot	Fair
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Patio Area	714 sqft
Shed	1 Shed
Shed Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	411778
Street Address	2683 LOWER BRECKENRIDGE LOOP NW
City	SALEM
State	OR
Zip	97304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BRECKENRIDGE HEIGHTS NO. 3 LOT 1 2 BLOCK 12
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	BRECKENRIDGE HEIGHTS NO. 3
Legal Block	12
Legal Lot Number	1,2
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	2
Census Block	2007
Census Tract	5203

Owner

Source: Polk County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 20, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2016 · Amount on Record
Deed Sale	Feb 12, 2016 · Amount on Record
Deed Document Number	20161354
Prior Transfer Date	Jun 1, 2015
Prior Transfer Doc	0000005254
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Recording Date	Jul 9, 2026
Property Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304
Document Number	0000005483
Instrument Date	Jun 24, 2026
Instrument	20265483
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship, 164
Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304

Mortgage

Document Number	0000005483,
Date	Jul 9, 2026
Instrument	20265483

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304
Transaction Type	Mortgage
Record Updated	Mar 28, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2683 BRECKENRIDGE ST NW, SALEM, OR 97304-3442

Mortgage

Document Number	0000001798
Date	Mar 20, 2023
Instrument	2023-001798

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304
Document Number	0000009504
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2683 BRECKENRIDGE ST NW SALEM OR 973043442, SALEM, OR 97304-3442

Mortgage

Document Number	0000009504
Date	Jul 10, 2020
Instrument	9504

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2683 LOWER BRECKENRIDGE LOOP NW, SALEM, OR 97304
Document Number	0000011101
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2683 BRECKENRIDGE ST NW SALEM OR 973043442, SALEM, OR 97304-3442

Mortgage

Document Number	0000011101
Date	Sep 21, 2018
Instrument	11101

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,020 (+3%) Land $70,170 Building $360,850	$749,200 (+0.86%) Land $160,000 Building $589,200
2025	$8,267.00 (+7.98%)	$418,470 (+3%) Land $68,120 Building $350,350	$742,780 (+0.08%) Land $156,500 Building $586,280
2024	$7,656.00 (+2.99%)	$406,290 (+3%) Land $66,140 Building $340,150	$742,210 (+0.95%) Land $154,350 Building $587,860
2023	$7,434.00 (+3.31%)	$394,460 (+3%) Land $64,220 Building $330,240	$735,240 (+10.17%) Land $152,900 Building $582,340
2022	$7,196.00	$382,980 Land $62,350 Building $320,630	$667,340 Land $143,000 Building $524,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Alyrica, Hunter Communications.

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