Montgomery County property record for 26828 Howard Chapel Dr, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,336 sqft · built 1963 |
| Lot Size | 0.68 acres (29,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Aug 2021) |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00938321 |
| Primary APN | 12-00938321 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 29,625 sqft (0.68 acres) |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 00938321 |
|---|---|
| Street Address | 26828 HOWARD CHAPEL DR |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-1247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | WATKINS VILLAGE |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700208 |
26828 Howard Chapel Dr is owned and occupied by two individuals who bought it in August 2021.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 17, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 15, 2019 | Grant Deed, Transfer · Conventional Mortgage NMB HM LNS INC |
| Dec 9, 2016 | Deed of Trust, Mortgage · Line of Credit ALLIANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Aug 15, 2019 · Amount on File |
| Deed Book / Page | 63767 / 15 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 17, 2021 |
| Property Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Document Number | 0637670015 |
| Book / Page | 63767 / 15 |
| Map Reference | PL 6841 |
| Instrument Date | Jul 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | HOUSEHOLD TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Document Number | 6376720 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 63767/20 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0599440157 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 59944/157 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 15, 2019 |
| Property Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Document Number | 0580210262 |
| Book / Page | 058021 / 000262 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | KEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 26828 HOWARD CHAPEL DR DAMASCUS MD 208721247, DAMASCUS, MD 20872-1247 |
| Document Number | 580210271 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 058021/000271 |
| Name | NMB HM LNS INC |
|---|---|
| Address | LEBANON, NJ 08833 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247 |
| Document Number | 0537350409 |
| Book / Page | 053735 / 000409 |
| Instrument Date | Dec 9, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26828 HOWARD CHAPEL DR DAMASCUS MD 208721247, DAMASCUS, MD 20872-1247 |
| Document Number | 0537350409 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 053735/000409 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Address | CHICAGO, IL 60666 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 6, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 26828 Howard Chapel Dr was $6,112.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,333 (+7.24%) | $534,100 (-) Land $218,000 Building $316,100 | |
| 2025 | $6,112.00 | $466,567 | $534,100 Land $218,000 Building $316,100 |
| 2023 | $402,867 | $432,800 Land $207,700 Building $225,100 | |
| 2022 | $4,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26828 Howard Chapel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26828 Howard Chapel Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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