26828 Howard Chapel Dr, Damascus, MD 20872 Property Records

Montgomery County property record for 26828 Howard Chapel Dr, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,336 sqft · built 1963
Lot Size	0.68 acres (29,625 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2021)
Tax Bill	$6,112 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00938321`

Property Details

APN / Parcel Number

Primary APN	`12-00938321`
Alternative APN	`00938321`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,336 sqft Living Area
1st Floor Area	1,336 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	29,625 sqft (0.68 acres)

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	84 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	00938321
Street Address	26828 HOWARD CHAPEL DR
City	DAMASCUS
State	MD
Zip	20872-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	WATKINS VILLAGE
Legal Subdivision	LOCUST LEVEL
Legal Block	B
Legal Lot Number	14
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1000
Census Tract	700208

Owner

26828 Howard Chapel Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 15, 2019	Grant Deed, Transfer · Conventional Mortgage NMB HM LNS INC
Dec 9, 2016	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2021 · Amount on File
Deed Sale	Aug 17, 2021 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Book / Page	63767 / 15
Record Updated	Sep 20, 2026

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 17, 2021
Property Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247
Document Number	0637670015
Book / Page	63767 / 15
Map Reference	PL 6841
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	HOUSEHOLD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247

Mortgage

Document Number	6376720
Date	Aug 17, 2021
Instrument	63767/20

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KEY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0599440157
Date	Jun 30, 2020
Book Page	59944/157

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 15, 2019
Property Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247
Document Number	0580210262
Book / Page	058021 / 000262
Instrument Date	Jul 23, 2019
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	26828 HOWARD CHAPEL DR DAMASCUS MD 208721247, DAMASCUS, MD 20872-1247

Mortgage

Document Number	580210271
Date	Aug 15, 2019
Book Page	058021/000271

Lender

Name	NMB HM LNS INC
Address	LEBANON, NJ 08833

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26828 HOWARD CHAPEL DR, DAMASCUS, MD 20872-1247
Document Number	0537350409
Book / Page	053735 / 000409
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	26828 HOWARD CHAPEL DR DAMASCUS MD 208721247, DAMASCUS, MD 20872-1247

Mortgage

Document Number	0537350409
Date	Feb 7, 2017
Book Page	053735/000409

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26828 Howard Chapel Dr was $6,112.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,333 (+7.24%)	$534,100 (-) Land $218,000 Building $316,100
2025	$6,112.00	$466,567	$534,100 Land $218,000 Building $316,100
2023		$402,867	$432,800 Land $207,700 Building $225,100
2022	$4,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26828 Howard Chapel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26828 Howard Chapel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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