2682 Whitetail Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 2682 Whitetail Ln, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,902 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2019)
Tax Bill	$7,427 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A982001616`

Property Details

APN / Parcel Number

Primary APN	`A982001616`
Alternative APN	`2-0130-7876-00-0024.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,902 sqft Living Area
Gross Area	6,280 sqft
1st Floor Area	3,648 sqft
Basement Area	1,792 sqft
Finished Basement	1,254 sqft
Unfinished Basement	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	Deck Area
Patio Area	805 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A982001616
Street Address	2682 WHITETAIL LN
City	O FALLON
State	MO
Zip	63368-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WHITETAIL EST LOT 24
Legal Subdivision	WHITETAIL EST
Legal Lot Number	24
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2006
Census Tract	311152

Owner

2682 Whitetail Ln is owned and occupied by two individuals who acquired it in April 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MONTGOMERY BANK NA
Apr 28, 2021	Beneficiary Deed, Transfer
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Sep 22, 1999 · Amount on File
Deed Document Number	2019260400
Deed Book / Page	7081 / 1349
Last Transfer Date	Apr 20, 2021
Transfer Doc	0000037473
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	NC TITLE COMPANY, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139

Mortgage

Document Number	0000010262
Date	Feb 3, 2021
Instrument	2021R-010262

Lender

Name	MONTGOMERY BANK NA
Type	Bank
Address	SIKESTON, MO 63801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 28, 2021
Property Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139
Document Number	0000037473
Map Reference	MB 34 PG 322
Instrument Date	Apr 20, 2021
Instrument	2021R-037473
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 30, 2019
Property Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139
Document Number	0000260400
Book / Page	7081 / 1349
Map Reference	MB 34 PG 322
Instrument Date	May 23, 2019
Instrument	20190530000260400
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 KNAUST RD, 717, SAINT PETERS, MO 63376-1757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 WHITETAIL LN, O FALLON, MO 63368-7139

Mortgage

Document Number	0000260410
Date	May 30, 2019
Instrument	20190530000260410

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2682 Whitetail Ln was $7,427.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,171 (-)	$611,424 (-) Land $90,000 Building $521,424
2025	$7,427.00	$116,171	$611,424 Land $90,000 Building $521,424
2023		$105,700 (+26.42%)
2022	$5,921.00	$83,610	$556,313 (+26.42%) Land $70,000 Building $486,313
2021			$440,051 Land $50,000 Building $390,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2682 Whitetail Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2682 Whitetail Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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