2682 Nutmeg Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2682 Nutmeg Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,507 sqft · built 2017
Lot Size	0.112 acres (4,904 sqft)
Owner	2 Individual Names on File
Last Sale	$843,500 (Mar 2018)
Tax Bill	$12,149 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`810-87-004`

Property Details

APN / Parcel Number

Primary APN	`810-87-004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,507 sqft Living Area
1st Floor Area	1,122 sqft
2nd Floor Area	1,385 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	4,904 sqft (0.112 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2682 NUTMEG WAY
City	GILROY
State	CA
Zip	95020-7588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	TR 10379 LOT 4
Legal Tract	10379
Legal Lot Number	4
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	3
Census Block	3004
Census Tract	512200

Owner

2682 Nutmeg Way is owned and occupied by two individuals who bought it in March 2018.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2682 NUTMEG WAY, GILROY, CA 95020-7588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018 · Amount on File
Deed Sale	Mar 16, 2018 · Amount on File
Deed Document Number	23889613
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2682 NUTMEG WAY, GILROY, CA 95020-7588
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2682 NUTMEG WAY, GILROY, CA 95020-7588

Mortgage

Document Number	0024616481
Date	Sep 16, 2020
Instrument	24616481

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 16, 2018
Property Address	2682 NUTMEG WAY, GILROY, CA 95020-7588
Document Number	0023889613
Instrument Date	Mar 14, 2018
Instrument	23889613
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$927.85
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1678 WILLOW CREEK DR SAN JOSE CA 951241950, SAN JOSE, CA 95124-1950

Mortgage

Document Number	23889614
Date	Mar 16, 2018
Instrument	23889614

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2682 Nutmeg Way was $12,149.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,149.00	$959,332 Land $500,643 Building $458,689
2023	$11,873.00 (+1.71%)	$922,082 Land $481,203 Building $440,879
2022	$11,673.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2682 Nutmeg Way in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2682 Nutmeg Way is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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