Merced County property record for 2682 Capella Dr, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,334 sqft · built 1996 |
| Lot Size | 0.162 acres (7,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Mar 2015) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 061-503-019-000 |
| Primary APN | 061-503-019-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,334 sqft Living Area |
| Gross Area | 1,786 sqft |
| 1st Floor Area | 1,334 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,075 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-503-019 |
|---|---|
| Street Address | 2682 CAPELLA DR |
| City | MERCED |
| State | CA |
| Zip | 95341-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | STARLIGHT EST #1 LOT 15 & E 5 LOT 14 |
| Legal Subdivision | STARLIGHT ESTATE |
| Legal Lot Number | 15,14 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1700 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage ORION LNDG |
| Dec 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2015 · Amount on Record |
| Deed Sale | Mar 31, 2015 · Amount on Record |
| Prior Sale | Feb 11, 2013 · Amount on Record |
| Deed Document Number | 201510343 |
| Prior Transfer Date | Feb 8, 2013 |
| Prior Transfer Doc | 0000005316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Document Number | 0000012749 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021012749 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000011996 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020011996 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Document Number | 0000018112 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | PRIORITY TITLE COMPANY, PRIORITY TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2682 CAPELLA DR MERCED CA 953417723, MERCED, CA 95341-7723 |
| Document Number | 0000018112 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 18112 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92866 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2682 CAPELLA DR, MERCED, CA 95341-7723 |
| Document Number | 0000043334 |
| Instrument Date | Dec 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2682 CAPELLA DR MERCED CA 953417723, MERCED, CA 95341-7723 |
| Document Number | 0000043334 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 43334 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $198,583 (+2%) Land $49,031 Building $149,552 | |
| 2025 | $2,127.00 (+7.59%) Homeowner's exemption | $194,690 (+4.04%) Land $48,070 Building $146,620 |
| 2023 | $1,977.00 (+0.61%) Homeowner's exemption | $187,132 Land $46,204 Building $140,928 |
| 2022 | $1,965.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 3 (2016–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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