2681 Winchester Cir, Eustis, FL 32726 Property Records

Lake County property record for 2681 Winchester Cir, Eustis, FL 32726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1995
Lot Size	0.136 acres (5,933 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Sep 2019)
Tax Bill	$2,320 (2024)
Deeds & Mortgages	May 2023 Mortgage Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-19-27-1150-000-01500`

Property Details

APN / Parcel Number

Primary APN	`07-19-27-1150-000-01500`
Alternative APNs	`271907115000001500` `3603222`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,308 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,933 sqft (0.136 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	98 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3603222
Street Address	2681 WINCHESTER CIR
City	EUSTIS
State	FL
Zip	32726-5232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	EUSTIS WINCHESTER ESTATES SUB LOT 15 PB 36 PG 14 ORB 5344 PG 1253
Legal Range	27E
Legal Township	19S
Legal Section	7
Legal Subdivision	EUSTIS WINCHESTER ESTATES SUB
Legal Tract	1150
Legal Block	1
Legal Lot Number	15
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1011
Census Tract	30208

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 20, 2019	Warranty Deed, Transfer · FHA Mortgage STEARNS LENDING LLC
Sep 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	2019106101
Deed Book / Page	5344 / 1253
Prior Transfer Date	Sep 19, 2017
Prior Transfer Doc	0050030438
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232

Mortgage

Document Number	0061332441
Date	May 1, 2023
Book Page	6133/2441
Instrument	2023050322

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 20, 2019
Property Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232
Document Number	0053441253
Book / Page	5344 / 1253
Map Reference	MB 36 PG 14
Instrument Date	Aug 8, 2019
Instrument	2019106101
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053441255
Date	Sep 20, 2019
Instrument	5344/1255

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2017
Property Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232
Document Number	0050030438
Book / Page	005003 / 000438
Instrument Date	Sep 19, 2017
Instrument	101415
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6624 GATES POINTE WAY RIVERVIEW FL 335781318, RIVERVIEW, FL 33578-1318
Investor	Possibly a Property Investor

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 25, 2017
Property Address	2681 WINCHESTER CIR, EUSTIS, FL 32726-5232
Document Number	0049762338
Book / Page	4976 / 2338
Map Reference	MB 36 PG 14
Instrument Date	Jul 17, 2017
Instrument	2017079778
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2719 SHOEMAKER LN, 2719, MOUNT DORA, FL 32757-6704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6624 GATES POINTE WAY, RIVERVIEW, FL 33578-1318

Mortgage

Document Number	, 2017079779
Date	Jul 25, 2017
Instrument	2017079779

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Eustis City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,970 (+2.9%)	$237,088 (-) Land $87,500 Building $149,588
2025		$167,130 (+5.99%) Land $87,500 Building $79,630	$237,088 (+1.97%) Land $87,500 Building $149,588
2024	$2,320.00 (+5.02%)
2023	$2,209.00 (-1.87%) Homeowner's exemption Disabled Person's exemption	$157,690 (+3%)	$232,517 (+23.44%) Land $87,500 Building $145,017
2022	$2,251.00 Homeowner's exemption Disabled Person's exemption	$153,100	$188,367 Land $43,350 Building $145,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Hotwire Communications.

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