Citrus County property record for 2681 N Carnoustie Loop, Lecanto, FL 34461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,861 sqft · built 2000 |
| Lot Size | 0.459 acres (20,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Dec 2024) |
| Tax Bill | $27 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18E-18S-16-0160-000B0-0110 |
| Primary APN | 18E-18S-16-0160-000B0-0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,861 sqft Living Area |
| Gross Area | 3,382 sqft |
| 1st Floor Area | 2,861 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Slate |
| Lot Area | 20,004 sqft (0.459 acres) |
| Lot Dimensions | 202 ft deep x 130 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 521 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 218 sqft |
| Patio Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2936215 |
|---|---|
| Street Address | 2681 N CARNOUSTIE LOOP |
| City | LECANTO |
| State | FL |
| Zip | 34461-6901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | BLACK DIAMOND FOURTH ADDN PB 16 PG 109 LOT 11 BLK B (CARNOUSTIE VILLAGE) |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 21 |
| Legal Subdivision | BLACK DIAMOND 4TH ADD |
| Legal Block | B |
| Legal Lot Number | 11 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | CRYSTAL RIVER |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 450308 |
2681 N Carnoustie Loop is owned by two individuals who bought it in December 2024.
Source: Citrus County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4874 S TROMP LOOP, HOMOSASSA, FL 34448-3869 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 15, 2023 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on File |
| Deed Sale | Dec 31, 2024 · Amount on File |
| Prior Sale | May 15, 2023 · Amount on File |
| Deed Document Number | 202476934 |
| Deed Book / Page | 3529 / 659 |
| Prior Transfer Date | Dec 15, 2005 |
| Prior Transfer Doc | 0000001168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2681 N CARNOUSTIE LOOP, LECANTO, FL 34461-6901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2681 N CARNOUSTIE LOOP, LECANTO, FL 34461-6901 |
| Document Number | 0036500074 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 3650/74 |
| Instrument | 2026013955 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | May 15, 2023 |
| Property Address | 2681 N CARNOUSTIE LOOP, LECANTO, FL 34461-6901 |
| Document Number | 0033782169 |
| Book / Page | 3378 / 2169 |
| Map Reference | MB 16 PG 109-114 |
| Instrument Date | May 13, 2023 |
| Instrument | 2023028159 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Title Company | INCOMPASS TITLE LLC, COMPASS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4840 RANDOLPH RD APT 3204, 3204, CHARLOTTE, NC 28211-3383 |
| Name | Verified Name |
|---|---|
| Address | 2681 N CARNOUSTIE LOOP, LECANTO, FL 34461-6901 |
| Document Number | 0033782171 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 3378/2171 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 2681 N Carnoustie Loop was $27, down 99.6% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $27.00 (-99.56%) | $482,770 (+8.39%) Land $28,000 Building $454,770 | $482,770 (+8.39%) Land $28,000 Building $454,770 |
| 2024 | $6,153.00 (+65.23%) Homeowner's exemption Additional exemption filed | $445,383 (+4.02%) Land $28,000 Building $417,383 | $445,383 (+4.02%) Land $28,000 Building $417,383 |
| 2023 | $3,724.00 (+6.92%) Homeowner's exemption Additional exemption filed | $428,159 (+16.56%) Land $25,250 Building $402,909 | $428,159 (+16.56%) Land $25,250 Building $402,909 |
| 2022 | $3,483.00 Homeowner's exemption Additional exemption filed | $367,330 Land $25,250 Building $342,080 | $367,330 Land $25,250 Building $342,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2681 N Carnoustie Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2681 N Carnoustie Loop is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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