2681 Brown Bear Ct, Cool, CA 95614 Property Records

El Dorado County property record for 2681 Brown Bear Ct, Cool, CA 95614

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,709 sqft · built 1990
Lot Size	2.08 acres (91,040 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jun 2022)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073-152-004-000`

Property Details

APN / Parcel Number

Primary APN	`073-152-004-000`
Alternative APN	`0731520410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Construction Type	Wood
Lot Area	91,040 sqft (2.08 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,709 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Old Parcel Number	0731520410
Street Address	2681 BROWN BEAR CT
City	COOL
State	CA
Zip	95614-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 879 AUBURN LK TRLS 4
Legal Subdivision	AUBURN LK TRLS 4
Legal Lot Number	879
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4013
Census Tract	30601

Owner

Source: El Dorado County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2681 BROWN BEAR CT, COOL, CA 95614-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	2022-0025471
Record Updated	Jun 7, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 10, 2022
Property Address	2681 BROWN BEAR CT, COOL, CA 95614-2413
Document Number	0000025471
Map Reference	MB E PG 61
Instrument Date	Jun 3, 2022
Instrument	2022-0025471
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	STEWART TITLE OF PLACER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2681 BROWN BEAR CT, COOL, CA 95614-2413

Mortgage

Document Number	0000025472
Date	Jun 10, 2022
Instrument	2022-0025472

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2681 BROWN BEAR CT, COOL, CA 95614-2413
Document Number	0000048395
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 22, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2681 BROWN BEAR CT COOL CA 956142413, COOL, CA 95614-2413

Mortgage

Document Number	0000048395
Date	Nov 13, 2019
Instrument	48395

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2681 BROWN BEAR CT, COOL, CA 95614-2413
Document Number	0000005792
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2681 BROWN BEAR CT COOL CA 956142413, COOL, CA 95614-2413

Mortgage

Document Number	0000005792
Date	Feb 26, 2019
Instrument	5792

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, ME 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,944.00 (+9.48%)	$451,012 (+4.04%) Land $90,202 Building $360,810
2023	$4,516.00 (+120.19%) Homeowner's exemption	$433,500 Land $86,700 Building $346,800
2022	$2,051.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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