2680 Lower Lake Rd, Seneca Falls, NY 13148 Property Records

Seneca County and Seneca Falls Town property record for 2680 Lower Lake Rd, Seneca Falls, NY 13148

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Dec 2024)
Tax Bill	$14,383 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Feb 2020 Refinance
APN	`453289 36-2-09`

Property Details

APN / Parcel Number

Primary APN	`453289 36-2-09`
Alternative APN	`328903600000020090000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	432 sqft
Patio Area	512 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2680 LOWER LAKE RD
City	SENECA FALLS
State	NY
Zip	13148-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SENECA NY
Township / Civil Division	SENECA FALLS
Census Block Group	2
Census Block	2018
Census Tract	950300

Owner

Source: Seneca County and Seneca Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2156 ORCHID ST, SARASOTA, FL 34239-5220
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Warranty Deed, Transfer · ARM GENESEE REGIONAL BANK
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Document Number	202468930
Deed Book / Page	1112 / 328
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SENECA NY
Recording Date	Dec 20, 2024
Property Address	2680 LOWER LAKE RD, SENECA FALLS, NY 13148-9489
Document Number	001112/328
Book / Page	1112 / 328
Instrument Date	Dec 13, 2024
Instrument	68930
Transaction Type	Transfer
Record Updated	Jan 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 ORCHID ST, SARASOTA, FL 34239-5220

Mortgage

Document Number	001943/245
Date	Dec 20, 2024
Book Page	1943/245
Instrument	68931

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	8%
Type Change Date	Feb 1, 2030
Index	Other

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SENECA NY
Property Address	2680 LOWER LAKE RD, SENECA FALLS, NY 13148-9489
Transaction Type	Mortgage
Record Updated	Oct 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1733/221
Date	Feb 3, 2020
Book Page	1733/221
Instrument	47710

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Seneca County
County Subdivision	Seneca Falls Town
Unified School District	Seneca Falls Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,383.00 (+111.36%)
2025	$6,805.00 (+187.25%)	$479,000 (+99.58%) Land $23,800 Building $455,200	$526,374 (+119.32%) Land $26,154 Building $500,220
2023		$240,000 Land $23,800 Building $216,200	$240,000 Land $23,800 Building $216,200
2019	$2,369.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	23 (1983–2021)
Claims Outside the SFHA	11 of 23
Most Recent Claim	Nov 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SENECA FALLS serves 9,400 people · EPA ID NY4901198
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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