2680 Giardino Loop, Kissimmee, FL 34741 Property Records

Osceola County property record for 2680 Giardino Loop, Kissimmee, FL 34741

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,528 sqft · built 2019
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Dec 2023)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082529224200015980`

Property Details

APN / Parcel Number

Primary APN	`082529224200015980`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Heated Area
Gross Area	2,192 sqft
1st Floor Area	629 sqft
Upper Floors Area	899 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.039 acres)
Garage Type	Finished
Garage Area	441 sqft
Porch	Open Porch
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2680 GIARDINO LOOP
City	KISSIMMEE
State	FL
Zip	34741-7898
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	TAPESTRY PH 4 PB 26 PGS 13-18 LOT 598
Legal Range	29E
Legal Township	25S
Legal Section	08
Legal Subdivision	TAPESTRY TOWNHOMES PH 4
Legal Phase	4
Legal Tract	2242
Legal Lot Number	598
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	4
Census Block	4004
Census Tract	42000

Owner

2680 Giardino Loop, a townhouse, is owned and occupied by an individual who bought it in December 2023.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer MAGNOLIA TITLE
Jun 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 1, 2019	Special Warranty Deed, Transfer · Second Mortgage (Down Payment) COMPASS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	May 1, 2019 · Amount on File
Deed Document Number	2023161899
Deed Book / Page	6518 / 841
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2023
Property Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898
Document Number	0065180841
Book / Page	6518 / 841
Map Reference	MB 26 PG 13
Instrument Date	Dec 12, 2023
Instrument	2023161899
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2340 AVIAN LOOP, KISSIMMEE, FL 34741-7978

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2751 SWOOP CIR, KISSIMMEE, FL 34741-7833

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	LEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898

Mortgage

Document Number	0062240790
Date	Jun 1, 2022
Book Page	6224/790
Instrument	2022085608

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	KISSIMMEE, FL 34741

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 1, 2019
Property Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898
Document Number	0055170984
Book / Page	5517 / 0984
Map Reference	MB 26 PG 13-18
Instrument Date	Apr 30, 2019
Instrument	2019055901
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,708.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1900 SUMMIT TOWER BLVD STE 500, 1900, ORLANDO, FL 32810-5916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 GIARDINO LOOP, KISSIMMEE, FL 34741-7898

Mortgage

Document Number	2019055903
Date	May 1, 2019
Instrument	2019055903

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.02%
Max Rate At Change	2.75%
Index	1-Year LIBOR
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 2680 Giardino Loop was $4,980 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	Kissimmee City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00 Homeowner's exemption	$275,100 Land $45,000 Building $230,100	$275,100 Land $45,000 Building $230,100
2023	$5,071.00 (+2.57%) Homeowner's exemption	$293,200 (+12.6%) Land $19,500 Building $273,700	$293,200 (+12.6%) Land $19,500 Building $273,700
2022	$4,944.00	$260,400 Land $19,500 Building $240,900	$260,400 Land $19,500 Building $240,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2680 Giardino Loop in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2680 Giardino Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: CenturyLink, Verizon.

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