2680 Campground Rd, Granite Falls, NC 28630 Property Records

Caldwell County property record for 2680 Campground Rd, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2018
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$342,500 (Nov 2025)
Tax Bill	$1,932 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07 47 1 55`

Property Details

APN / Parcel Number

Primary APN	`07 47 1 55`
Alternative APNs	`151864` `184575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,350 sqft Heated Area
Gross Area	2,815 sqft
1st Floor Area	1,350 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	25 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	184575
Street Address	2680 CAMPGROUND RD
City	GRANITE FALLS
State	NC
Zip	28630-8517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1802 PG 1835 YR 12 ST 41.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LITTLE RIVER
Census Block Group	4
Census Block	4017
Census Tract	31201

Owner

2680 Campground Rd is owned and occupied by an individual who bought it in November 2025.

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE ASSURANCE INC
Aug 9, 2018	Deed of Trust, Mortgage LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Prior Sale	Sep 14, 2012 · Amount on File
Deed Document Number	202510112679
Deed Book / Page	2149 / 717
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517
Investor	Possibly a Property Investor

Mortgage

Document Number	0020770255
Date	Feb 20, 2023
Book Page	2077/255
Instrument	10081500

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 6, 2025
Property Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517
Document Number	0021490717
Book / Page	2149 / 717
Instrument Date	Oct 31, 2025
Instrument	10112679
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3006 ICARD RIDGE RD, GRANITE FALLS, NC 28630-8168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517

Mortgage

Document Number	0010112680
Date	Nov 6, 2025
Instrument	10112680

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2680 CAMPGROUND RD, GRANITE FALLS, NC 28630-8517
Document Number	0010024841
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 CAMPGROUND RD GRANITE FALLS NC 286308517, GRANITE FALLS, NC 28630-8517

Mortgage

Document Number	0010024841
Date	Aug 9, 2018
Book Page	001946/001353
Instrument	10024841

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

The 2026 property tax bill for 2680 Campground Rd was $1,932, down 21.2% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,932.00 (-21.21%)	$318,400 (-) Land $23,000 Building $295,400
2025	$2,452.00 (+56.48%)	$318,400 Land $23,000 Building $295,400	$318,400 Land $23,000 Building $295,400
2024	$1,567.00
2023		$202,400 (-) Land $20,500 Building $181,900	$202,400 (-) Land $20,500 Building $181,900
2022	$1,476.00	$202,400 Land $20,500 Building $181,900	$202,400 Land $20,500 Building $181,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2680 Campground Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2680 Campground Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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