268 Willard Rd, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 268 Willard Rd, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Dec 2012)
Tax Bill	$5,492 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2022 Mortgage + 2 more
APN	`405289 15.002-1-31.2`

Property Details

APN / Parcel Number

Primary APN	`405289 15.002-1-31.2`
Alternative APN	`528901500200010310020000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,120 sqft
Upper Floors Area	308 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	304 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	405289 15.002-1-31.2
Street Address	268 WILLARD RD
City	MASSENA
State	NY
Zip	13662-3476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILE SQUARE 21
Legal Block	1
Legal Lot Number	31.002
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	2
Census Block	2018
Census Tract	490400

Owner

268 Willard Rd is owned by a company that bought it in December 2012.

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	268 WILLARD RD, MASSENA, NY 13662-3476
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit SEACOMM FCU
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SEACOMM FCU
Nov 18, 2024	Deed of Trust, Mortgage · Line of Credit SEACOMM FCU
Mar 8, 2019	Warranty Deed, Transfer · Conventional with PMI SEACOMM FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2012 · Amount on File
Deed Sale	Dec 5, 2012 · Amount on File
Deed Document Number	201219361
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	268 WILLARD RD, MASSENA, NY 13662-3476
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 WILLARD RD, MASSENA, NY 13662-3476

Mortgage

Document Number	0000016369
Date	Dec 1, 2021
Instrument	R-2021-00016369

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	268 WILLARD RD, MASSENA, NY 13662-3476
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 WILLARD RD, MASSENA, NY 13662-3476

Mortgage

Document Number	0000000547
Date	Jan 12, 2022
Instrument	R-2022-00000547

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	268 WILLARD RD, MASSENA, NY 13662-3476
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013039
Date	Nov 18, 2024
Instrument	R-2024-00013039

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Mar 8, 2019
Property Address	268 WILLARD RD, MASSENA, NY 13662-3476
Document Number	0000002494
Instrument Date	Feb 19, 2019
Instrument	2494
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 WILLARD RD MASSENA NY 136623475, MASSENA, NY 13662-3475

Mortgage

Document Number	2495
Date	Mar 8, 2019
Instrument	2495

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662-0149

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 268 Willard Rd was $5,492, up 45.9% from the year before.

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,492.00 (+45.87%)
2025	$3,765.00 (+4.7%)	$237,000 (+154.84%) Land $35,000 Building $202,000	$237,000 (+52.9%) Land $35,000 Building $202,000
2024	$3,596.00	$93,000 (-) Land $15,700 Building $77,300	$155,000 (+8.33%) Land $26,167 Building $128,833
2023		$93,000 Land $15,700 Building $77,300	$143,077 Land $24,154 Building $118,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 268 Willard Rd; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1999–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Willard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SLICFiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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