268 Somerville Dr, Ponte Vedra Beach, FL 32081 Property Records

St. Johns County property record for 268 Somerville Dr, Ponte Vedra Beach, FL 32081

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,754 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$772,500 (Apr 2026)
Tax Bill	$2,605 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070501-2390`

Property Details

APN / Parcel Number

Primary APN	`070501-2390`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,754 sqft Living Area
Gross Area	3,165 sqft
1st Floor Area	1,734 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	411 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	268 SOMERVILLE DR
City	PONTE VEDRA
State	FL
Zip	32081-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117/1-18 SEABROOK VILLAGE PHASE 1 LOT 239 OR5827/323
Legal Subdivision	SEABROOK VILLAGE PHASE 1
Legal Block	1
Legal Lot Number	239
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2038
Census Tract	20605

Owner

268 Somerville Dr is owned and occupied by two individuals who bought it in April 2026.

Source: St. Johns County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Sep 18, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Sep 18, 2023 · Amount on File
Deed Document Number	202630917
Deed Book / Page	6342 / 487
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 10, 2026
Property Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109
Document Number	0063420487
Book / Page	6342 / 487
Instrument Date	Apr 7, 2026
Instrument	202630917
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	PONTE VEDRA TITLE LLC, PONTE VEDRA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546,157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109

Mortgage

Document Number	0000030918,
Date	Apr 10, 2026
Instrument	202630918

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 10, 2026
Property Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109
Document Number	0000030917
Book / Page	6342 / 487
Instrument Date	Apr 7, 2026
Instrument	202630917
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	PONTE VEDRA TITLE LLC, PONTE VEDRA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546,157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109

Mortgage

Document Number	0000030918,
Date	Apr 10, 2026
Instrument	202630918

Lender

Name	FIRST COMMUNITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 18, 2023
Property Address	268 SOMERVILLE DR, PONTE VEDRA, FL 32081-1109
Document Number	0058270323
Book / Page	5827 / 323
Map Reference	MB 117 PG 1-18
Instrument Date	Sep 7, 2023
Instrument	2023073820
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	COWFORD TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,318.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 BELFORT RD STE 140, 140, JACKSONVILLE, FL 32256-6020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 DEER MOSS TRL, ORMOND BEACH, FL 32174-4935

Mortgage

Document Number	0005827325
Date	Sep 18, 2023
Instrument	5827/325

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 268 Somerville Dr was $2,605 with a veteran's exemption, up 5.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,618 (-0.91%) Land $150,000 Building $476,618	$626,618 (-0.91%) Land $150,000 Building $476,618
2025	$2,605.00 (+5.68%) Disabled Person's exemption Veteran's exemption	$632,399 (+0.83%)	$632,399 (+0.83%) Land $140,000 Building $492,399
2024	$2,465.00 (-26.64%) Disabled Person's exemption Veteran's exemption	$627,222 (+593.06%)	$627,222 (+593.06%) Land $140,000 Building $487,222
2023	$3,360.00	$90,500	$90,500 Land $90,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 268 Somerville Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 926 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	926 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Somerville Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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