268 Sewall St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 268 Sewall St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,252 sqft · built 1961
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2017)
Tax Bill	$4,941 (2026)
Deeds & Mortgages	Oct 2021 Refinance May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:15A-13600 B:3 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:15A-13600 B:3 L:0`
Alternative APNs	`LUDL M:15A B:13600 P:3` `7287`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
Gross Area	2,778 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7287
Street Address	268 SEWALL ST
City	LUDLOW
State	MA
Zip	01056-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	13600
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	1
Census Block	1033
Census Tract	810404

Owner

268 Sewall St is owned and occupied by an individual who bought it in May 2017.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	268 SEWALL ST, LUDLOW, MA 01056-2710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
May 1, 2017	Warranty Deed, Transfer LUSO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	268 SEWALL ST, LUDLOW, MA 01056-2710
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24158-45
Date	Oct 1, 2021
Book Page	24158/45
Instrument	69507

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	May 1, 2017
Property Address	268 SEWALL ST, LUDLOW, MA 01056-2710
Document Number	21662-426
Book / Page	21662 / 426
Instrument	23637
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216620429
Date	May 1, 2017
Instrument	21662/0429

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 268 Sewall St was $4,941, up 0.9% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,941.00 (+0.88%)	$308,600 (+9.32%) Land $84,600 Building $224,000	$313,478 (+1.16%)
2025	$4,898.00 (+5.67%)	$282,300 (+10.19%) Land $76,900 Building $205,400	$309,890 (+9.1%)
2024	$4,635.00 (+6.11%)	$256,200 (+14.43%) Land $76,700 Building $179,500	$284,050
2023	$4,368.00	$223,900 Land $67,300 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 268 Sewall St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Sewall St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sewall St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures