268 Saddlehorn Loop, Lincoln, CA 95648 Property Records

Placer County property record for 268 Saddlehorn Loop, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,739 sqft · built 2003
Lot Size	0.158 acres (6,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$521,000 (Jun 2018)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`338-110-025-000`

Property Details

APN / Parcel Number

Primary APN	`338-110-025-000`
Alternative APN	`338-110-025`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,739 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	6,888 sqft (0.158 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	338-110-025
Street Address	268 SADDLEHORN LOOP
City	LINCOLN
State	CA
Zip	95648-8382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 SUN CITY LINCOLN HILLS VILLAGE 5A MOR Y-42
Legal Subdivision	SUN CITY LINCOLN HILLS
Legal Lot Number	45
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1001
Census Tract	23700

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 22, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Feb 27, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	201844730
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0000012641
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000041774
Date	Mar 25, 2021
Instrument	2021-0041774

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000081102
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	268 SADDLEHORN LOOP LINCOLN CA 956488382, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000081102
Date	Oct 17, 2019
Instrument	81102

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2018
Property Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000044730
Map Reference	MB Y PG42
Instrument Date	Jun 13, 2018
Instrument	2018-0044730
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382

Mortgage

Document Number	0000044731
Date	Jun 22, 2018
Instrument	2018-0044731

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Feb 27, 2018
Property Address	268 SADDLEHORN LOOP, LINCOLN, CA 95648-8382
Document Number	0000012641
Instrument Date	Feb 7, 2018
Instrument	12641
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6817 SE 144TH AVE PORTLAND OR 972364990, PORTLAND, OR 97236-4990

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,659 (+2%) Land $162,479 Building $442,180
2025	$6,129.00 (+2.41%) Homeowner's exemption	$592,804 (+4.04%) Land $159,294 Building $433,510
2023	$5,985.00 (+1.53%) Homeowner's exemption	$569,786 Land $153,109 Building $416,677
2022	$5,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber.

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