Osceola County property record for 268 S Zuni Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,680 sqft · built 2022 |
| Lot Size | 0.08 acres (3,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,500 (Oct 2022) |
| Tax Bill | $4,305 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-25-31-5036-0001-0690 |
| Primary APN | 29-25-31-5036-0001-0690 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,484 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 268 S ZUNI RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER SPRINGS PB 30 PGS 90-96 LOT 69 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 29 |
| Legal Subdivision | SILVER SPRINGS |
| Legal Lot Number | 69 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 43700 |
268 S Zuni Rd is owned and occupied by two individuals who bought it in October 2022.
Source: Osceola County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 S ZUNI RD, SAINT CLOUD, FL 34771-9348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Oct 7, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on File |
| Deed Sale | Oct 7, 2022 · Amount on File |
| Deed Document Number | 2022149062 |
| Deed Book / Page | 6296 / 395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 268 S ZUNI RD, SAINT CLOUD, FL 34771-9348 |
| Document Number | 0000115165 |
| Book / Page | 7029 / 2426 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026115165 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 268 S ZUNI RD, SAINT CLOUD, FL 34771-9348 |
| Document Number | 0000115165, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 7029/2426 |
| Instrument | 2026115165 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 1, 2066 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 7, 2022 |
| Property Address | 268 S ZUNI RD, SAINT CLOUD, FL 34771-9348 |
| Document Number | 0062960395 |
| Book / Page | 6296 / 395 |
| Map Reference | MB 30 PG 90-96 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022149062 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,558.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 268 S ZUNI RD, SAINT CLOUD, FL 34771-9348 |
| Document Number | 0006296398 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 6296/398 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 268 S Zuni Rd was $4,305 with a homeowner's exemption.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,305.00 Homeowner's exemption | $300,200 Land $60,000 Building $240,200 | $300,200 Land $60,000 Building $240,200 |
| 2023 | $4,169.00 (+442.84%) Homeowner's exemption | $294,200 (+434.91%) Land $60,000 Building $234,200 | $294,200 (+434.91%) Land $60,000 Building $234,200 |
| 2022 | $768.00 | $55,000 Land $55,000 | $55,000 Land $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 268 S Zuni Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 268 S Zuni Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Xfinity.
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