St. Charles County property record for 268 Royallmanor Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,450 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,680 (Aug 2021) |
| Tax Bill | $3,882 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T992400154 |
| Primary APN | T992400154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 3,216 sqft |
| 1st Floor Area | 1,414 sqft |
| Basement Area | 1,382 sqft |
| Finished Basement | 1,036 sqft |
| Unfinished Basement | 346 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T992400154 |
|---|---|
| Street Address | 268 ROYALLMANOR LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-6847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANORS AT ROYALLSPRINGS #9 LOT 7 |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #9 |
| Legal Lot Number | 7 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 311732 |
268 Royallmanor Ln is owned and occupied by two individuals who bought it in August 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2022 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Aug 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BAXTER CU |
| Sep 21, 2020 | Loan Modification, Mortgage TOGETHER CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2021 · Amount on File |
| Deed Sale | Aug 19, 2021 · Amount on File |
| Prior Sale | Nov 13, 2008 · Amount on File |
| Deed Document Number | 202169843 |
| Prior Transfer Date | Aug 16, 2021 |
| Prior Transfer Doc | 2021R069843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|---|
| Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Document Number | 0000031735 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022R-031735 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 19, 2021 |
| Property Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Document Number | 2021R069843 |
| Map Reference | MB 35 PG 106 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021R-069843 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Document Number | 2021R069844 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021R-069844 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Sep 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 268 ROYALLMANOR LN, O FALLON, MO 63368-6847 |
| Document Number | 0000085610 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 268 ROYALLMANOR LN O FALLON MO 633686847, O FALLON, MO 63368-6847 |
| Document Number | 0000085610 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 85610 |
| Name | TOGETHER CU |
|---|---|
| Address | SAINT LOUIS, MO 63118 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Nov 4, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
The 2025 property tax bill for 268 Royallmanor Ln was $3,882, up 6.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,418 (-) | $317,989 (-) Building $317,989 | |
| 2025 | $3,882.00 (+6.74%) | $60,418 | $317,989 Building $317,989 |
| 2024 | $3,637.00 | ||
| 2023 | $54,933 | ||
| 2022 | $289,120 Land $50,000 Building $239,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 268 Royallmanor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 268 Royallmanor Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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