268 Legacy Ranch Ln, Durango, CO 81303 Property Records

La Plata County property record for 268 Legacy Ranch Ln, Durango, CO 81303

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.75 ba · 5,845 sqft · built 2014
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on File
Last Sale	$1,795,000 (Aug 2024)
Tax Bill	$5,859 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5905-091-01-005`

Property Details

APN / Parcel Number

Primary APN	`5905-091-01-005`
Alternative APN	`R432543`

Interior

Bedrooms	4 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,845 sqft Living Area
Gross Area	6,613 sqft
Basement Area	1,279 sqft
Finished Basement	1,279 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Lot Area	436,471 sqft
Garage Type	Attached
Garage Area	768 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	226 sqft
Deck Area	Deck Area
Patio Area	536 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R432543
Street Address	268 LEGACY RANCH LN
City	DURANGO
State	CO
Zip	81303-8812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: LEGACY RANCH SD TRACT: 5 JECKEL MES LOT 2 RESUB PROJ 2008-0164 268 LEGACY RANCH LN DURANGO 81303
Legal Subdivision	LEGACY RANCH SD
Legal Tract	5
Legal Block	1
Legal Lot Number	2
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO SOUTHWEST
Census Block Group	1
Census Block	1006
Census Tract	940400

Owner

268 Legacy Ranch Ln is owned and occupied by two individuals who bought it in August 2024.

Source: La Plata County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	268 LEGACY RANCH LN, DURANGO, CO 81303-8812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEVATIONS CU
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2019	Warranty Deed, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	20241235082
Prior Transfer Date	Nov 11, 2016
Prior Transfer Doc	0001120620
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	268 LEGACY RANCH LN, DURANGO, CO 81303-8812
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001222777
Date	Jun 14, 2023
Instrument	1222777

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 15, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	268 LEGACY RANCH LN, DURANGO, CO 81303-8812
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001196274
Date	Jul 21, 2021
Instrument	1196274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Jul 16, 2019
Property Address	268 LEGACY RANCH LN, DURANGO, CO 81303-8812
Document Number	0001158785
Instrument Date	Jul 15, 2019
Instrument	1158785
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	268 LEGACY RANCH LN DURANGO CO 813038812, DURANGO, CO 81303-8812

Mortgage

Document Number	1158786
Date	Jul 16, 2019
Instrument	1158786

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 268 Legacy Ranch Ln was $5,859.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,390 (+3.78%) Land $18,080 Building $80,310	$1,516,920 (-) Land $278,750 Building $1,238,170
2025	$5,859.00	$94,810 Land $17,420 Building $77,390	$1,516,920 Land $278,750 Building $1,238,170
2023	$4,066.00 (+8.54%)	$83,190 (+9.56%) Land $17,880 Building $65,310	$1,241,780 (+13.66%) Land $266,930 Building $974,850
2022	$3,746.00	$75,930 Land $13,810 Building $62,120	$1,092,520 Land $198,750 Building $893,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 268 Legacy Ranch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Legacy Ranch Ln is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 72% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	50 / 25

May also be available: CenturyLink, Southern Ute Shared Services.

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