Middlesex County and Melrose City property record for 268 Laurel St, Melrose, MA 02176
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,536 sqft · built 1953 |
| Lot Size | 0.256 acres (11,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (Jan 2026) |
| Tax Bill | $10,294 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0G8 P:0000077 |
| Primary APN | MELR M:0G8 P:0000077 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,536 sqft Living Area |
| Gross Area | 2,710 sqft |
| Basement Area | 1,522 sqft |
| Finished Basement | 1,268 sqft |
| Unfinished Basement | 254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,160 sqft (0.256 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 268 LAUREL ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 6 |
| Census Block | 6002 |
| Census Tract | 336300 |
268 Laurel St is owned and occupied by two individuals who bought it in January 2026.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit COOPERATIVE BANK |
| Jan 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Dec 21, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| May 14, 2021 | Fiduciary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2026 · Amount on File |
| Deed Sale | Jan 21, 2026 · Amount on File |
| Prior Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 20261993031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Sep 1, 2026 |
| Property Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 0002007355 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20262007355 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 0002007355, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20262007355 |
| Name | COOPERATIVE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jan 21, 2026 |
| Property Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 0001993031 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 1993031 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 0001993032 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 1993032 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Dec 21, 2021 |
| Property Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 0001902605 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 1902605 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Investor | Possibly a Property Investor |
| Document Number | 0001902606 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 1902606 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | May 14, 2021 |
| Property Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
| Document Number | 1879871 |
| Instrument Date | May 4, 2021 |
| Instrument | 1879871 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 268 LAUREL ST, MELROSE, MA 02176-4231 |
The 2026 property tax bill for 268 Laurel St was $10,294, up 12,453.7% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,294.00 (+12,453.66%) | $897,500 (+7.83%) Land $454,400 Building $443,100 | $1,025,682 (-2.36%) |
| 2025 | $82.00 (-98.96%) | $832,300 (+4.47%) Land $428,400 Building $403,900 | $1,050,510 |
| 2024 | $7,911.00 (-1%) | $796,700 (+3.89%) Land $402,400 Building $394,300 | |
| 2023 | $7,991.00 | $766,900 Land $389,400 Building $377,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 268 Laurel St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1978–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 268 Laurel St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures