268 Canal Cir, Semora, NC 27343 Property Records

Person County property record for 268 Canal Cir, Semora, NC 27343

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,040 sqft · built 1996
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (May 2023)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A4 151`

Property Details

APN / Parcel Number

Primary APN	`A4 151`
Alternative APNs	`54249 301` `63298 303`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Heated Area
Gross Area	3,817 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,106 sqft (0.76 acres)
Garage Area	390 sqft

Exterior Amenities

Porch	Patio
Porch Area	537 sqft
Deck Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	63298 303
Street Address	268 CANAL CIR
City	SEMORA
State	NC
Zip	27343-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON PLACE/LT2/HOUSE
Legal Subdivision	COVINGTON PLACE
Legal Lot Number	2
Jurisdiction	PERSON NC
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2068
Census Tract	920200

Owner

268 Canal Cir is owned by two individuals who acquired it in November 2024.

Source: Person County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 DEERFIELD TRL, CHAPEL HILL, NC 27516-9510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on File
Deed Sale	May 9, 2023 · Amount on File
Prior Sale	Nov 18, 2022 · Amount on File
Deed Document Number	2023406818
Deed Book / Page	1154 / 481
Last Transfer Date	Nov 21, 2024
Transfer Doc	0000415519
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	268 CANAL CIR, SEMORA, NC 27343-9717
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DEERFIELD TRL, CHAPEL HILL, NC 27516-9510

Mortgage

Document Number	0012480384
Date	Feb 3, 2026
Book Page	1248/384
Instrument	422613

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERSON NC
Recording Date	Nov 18, 2022
Property Address	268 CANAL CIR, SEMORA, NC 27343-9717
Document Number	0011400315
Book / Page	1140 / 315
Map Reference	CAB 4 PG 636
Instrument Date	Nov 8, 2022
Instrument	404210
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1535 HERMITAGE CT, 1535, DURHAM, NC 27707-1634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 DEERFIELD TRL, CHAPEL HILL, NC 27516-9510

Mortgage

Document Number	0000404211
Date	Nov 18, 2022
Instrument	404211

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 268 Canal Cir was $6,199.

Source: Person County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$924,387 (-)	$924,387 (-) Land $317,212 Building $607,175
2025	$6,199.00	$924,387	$924,387 Land $317,212 Building $607,175
2023	$5,098.00 (+1.61%)	$659,278	$659,278 Land $278,853 Building $380,425
2022	$5,017.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 268 Canal Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Canal Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canal Cir

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