268 Andrews St, Massena, NY 13662 Property Records

St. Lawrence County and Louisville Town property record for 268 Andrews St, Massena, NY 13662

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1930
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on File
Tax Bill	$1,738 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Mortgage + 1 more
APN	`405289 9.073-3-1`

Property Details

APN / Parcel Number

Primary APN	`405289 9.073-3-1`
Alternative APN	`528900907300030010000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,224 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	528 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	165 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	405289 9.073-3-1
Street Address	268 ANDREWS ST
City	MASSENA
State	NY
Zip	13662-3401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	1.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	LOUISVILLE
Census Block Group	2
Census Block	2001
Census Tract	490400

Owner

268 Andrews St is owned and occupied by an individual.

Source: St. Lawrence County and Louisville Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	268 ANDREWS ST, MASSENA, NY 13662-3401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit MASSENA SAVINGS AND LOANS ASSOCIATION
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MASSENA SLA
Nov 15, 2019	Warranty Deed, Transfer · Conventional with PMI MASSENA S&L

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Recording Date	Sep 29, 2026
Property Address	268 ANDREWS ST, MASSENA, NY 13662-3401
Document Number	0000012140
Instrument Date	Sep 24, 2026
Instrument	202612140
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 ANDREWS ST, MASSENA, NY 13662-3401

Mortgage

Document Number	0000012140,
Date	Sep 29, 2026
Instrument	202612140

Lender

Name	MASSENA SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	268 ANDREWS ST, MASSENA, NY 13662-3401
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 ANDREWS ST, MASSENA, NY 13662-3401

Mortgage

Document Number	0000014431
Date	Oct 11, 2022
Instrument	R-2022-00014431

Lender

Name	MASSENA SLA
Type	Bank
Address	MASSENA, NY 13662

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Nov 15, 2019
Property Address	268 ANDREWS ST, MASSENA, NY 13662-3401
Document Number	0000016570
Instrument Date	Oct 30, 2019
Instrument	16570
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CENTER ST #3 MASSENA NY 136621459, 3, MASSENA, NY 13662-1459

Mortgage

Document Number	16571
Date	Nov 15, 2019
Instrument	16571

Lender

Name	MASSENA S&L
Address	MASSENA, NY 13662

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Nov 14, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 268 Andrews St was $1,738, down 14.5% from the year before.

Source: St. Lawrence County and Louisville Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Louisville Town
Unified School District	Massena Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,738.00 (-14.47%)
2025	$2,032.00	$75,000 Land $12,000 Building $63,000	$75,000 Land $12,000 Building $63,000
2023		$50,200 Land $7,600 Building $42,600	$77,231 Land $11,692 Building $65,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 268 Andrews St; there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1999–2014)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 268 Andrews St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Verizon.

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