2679 Emma Dr, Pinole, CA 94564 Property Records

Contra Costa County property record for 2679 Emma Dr, Pinole, CA 94564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,299 sqft · built 1964
Lot Size	0.173 acres (7,548 sqft)
Owner	Individual Name on Record
Last Sale	$476,000 (Sep 2016)
Tax Bill	$8,400 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`401-322-004-3`

Property Details

APN / Parcel Number

Primary APN	`401-322-004-3`
Alternative APN	`401-322-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,299 sqft Living Area
Gross Area	1,842 sqft
1st Floor Area	1,299 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	7,548 sqft (0.173 acres)
Lot Dimensions	100 ft deep x 80 ft wide
View / Lot	Bayou
Garage Type	Attached
Garage Area	543 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2679 EMMA DR
City	PINOLE
State	CA
Zip	94564-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 3139 LOT 27
Legal Subdivision	SUBDIVISION 3139
Legal Tract	3139
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	359103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2679 EMMA DR, PINOLE, CA 94564-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit LOWER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2016 · Amount on Record
Deed Sale	Sep 23, 2016 · Amount on Record
Prior Sale	Aug 29, 2003 · Amount on Record
Deed Document Number	2016196060
Prior Transfer Date	Apr 21, 2004
Prior Transfer Doc	0000150746
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2679 EMMA DR, PINOLE, CA 94564-1322
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186664
Date	Aug 28, 2020
Instrument	2020-186664

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2679 EMMA DR, PINOLE, CA 94564-1322
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2679 EMMA DR, PINOLE, CA 94564-1322

Mortgage

Document Number	0000106446
Date	Jun 30, 2022
Instrument	2022-106446

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pinole City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,127 (+2%) Land $325,543 Building $237,584
2025	$8,400.00 (+5.55%)	$552,086 (+4.04%) Land $319,160 Building $232,926
2023	$7,958.00 (+0.87%)	$530,649 Land $306,767 Building $223,882
2022	$7,889.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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