2678 Ush 45, Rhinelander, WI 54501 Property Records

Oneida County property record for 2678 Ush 45, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$2,196 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MO 614 1`

Property Details

APN / Parcel Number

Primary APN	`MO 614 1`

Exterior

Lot Area	239,580 sqft (5.5 acres)
Lot Dimensions	550 ft deep x 530 ft wide

Location & Zoning

Street Address	2678 USH 45
City	RHINELANDER
State	WI
Zip	54501-7743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 829321/778642 PT NW SW, EXC HWY (V192-419 & V304-624) NW CORN 530' X 550' 5.5CA/-SA
Legal Range	11E
Legal Township	36N
Legal Section	21
Jurisdiction	ONEIDA WI
Township / Civil Division	MONICO
Census Block Group	2
Census Block	2163
Census Tract	970104

Owner

Source: Oneida County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2678 USH 45, RHINELANDER, WI 54501-7743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit COVANTAGE CU
Dec 28, 2021	Deed, Transfer · Conventional Mortgage COVANTAGE CU
Dec 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Deed Document Number	2021829321
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000778642
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	2678 USH 45, RHINELANDER, WI 54501-7743
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827107
Date	Oct 29, 2021
Instrument	827107

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA WI
Recording Date	Dec 28, 2021
Property Address	2678 USH 45, RHINELANDER, WI 54501-7743
Document Number	0000829321
Instrument Date	Dec 28, 2021
Instrument	829321
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000829322
Date	Dec 28, 2021
Instrument	829322

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ONEIDA WI
Recording Date	Dec 27, 2017
Property Address	2678 USH 45, RHINELANDER, WI 54501-7743
Document Number	0000778642
Instrument Date	Nov 6, 2017
Instrument	778642
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
County Subdivision	Monico Town
Unified School District	Three Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,196.00 (+6.45%)	$176,500 (-) Land $15,800 Building $160,700	$299,721 Land $26,831 Building $272,890
2023	$2,063.00 Homeowner's exemption	$176,500 Land $15,800 Building $160,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Bug Tussel Wireless.

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