Brevard County property record for 2678 School Dr NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,654 sqft · built 1979 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Apr 2021) |
| Tax Bill | $4,332 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-23-76-*-36 |
| Primary APN | 28-37-23-76-*-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 2,452 sqft |
| 1st Floor Area | 1,654 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 127 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Porch | Florida Room |
| Porch Area | 278 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2832497 |
|---|---|
| Street Address | 2678 SCHOOL DR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-4242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | PALMDALE LOT 36 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 23 |
| Legal Subdivision | PALMDALE |
| Legal Lot Number | 36 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 65123 |
2678 School Dr NE is owned and occupied by two individuals who bought it in April 2021.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 22, 2021 | Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA |
| Apr 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage ALKAN MORTGAGE CORP |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on File |
| Deed Sale | Apr 7, 2021 · Amount on File |
| Prior Sale | Jul 28, 2015 · Amount on File |
| Deed Document Number | 202187608 |
| Deed Book / Page | 9078 / 765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Document Number | 0098560221 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 9856/221 |
| Instrument | 2023166095 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 341 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Document Number | 0093650375 |
| Book / Page | 9365 / 375 |
| Map Reference | MB 25 PG 13 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 2021332493 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 DINNER ST NE, 460, PALM BAY, FL 32907-2037 |
| Name | Verified Name |
|---|---|
| Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Document Number | 0009365376 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 9365/376 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Document Number | 0090780765 |
| Book / Page | 9078 / 765 |
| Map Reference | MB 25 PG 13 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021087608 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2022 |
| Title Company | PENINSULA TITLE SERVICES, PENINSULA TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 LAKEVIEW DR, 2, NEWBURGH, NY 12550-6706 |
| Name | Verified Name |
|---|---|
| Address | 10045 BALTIMORE NATIONAL PIKE # A7-113, A7, ELLICOTT CITY, MD 21042-3673 |
| Document Number | 0009078766 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 9078/766 |
| Name | ALKAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 12.9% |
| Type Change Date | Apr 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 12.9% |
| Max Rate At Change | 14.9% |
| Index | Other |
| Margin | 1 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 2678 SCHOOL DR NE, PALM BAY, FL 32905-4242 |
| Document Number | 0079541745 |
| Book / Page | 007954 / 001745 |
| Instrument Date | Jul 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2678 SCHOOL DR NE PALM BAY FL 329054242, PALM BAY, FL 32905-4242 |
| Document Number | 0079541745 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 007954/001745 |
| Instrument | 164112 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 6, 2047 |
The 2025 property tax bill for 2678 School Dr NE was $4,332 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,130 (+10.68%) | $328,090 (+12.14%) | |
| 2025 | $4,332.00 Homeowner's exemption | $277,500 | $292,560 Land $70,000 Building $222,560 |
| 2023 | $4,142.00 (-9.68%) Homeowner's exemption | $261,830 (-8.14%) Land $55,000 Building $206,830 | $261,830 (-8.14%) Land $55,000 Building $206,830 |
| 2022 | $4,586.00 Homeowner's exemption | $285,030 Land $55,000 Building $230,030 | $285,030 Land $55,000 Building $230,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2678 School Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 13 (1995–2017) |
| Claims Outside the SFHA | 6 of 13 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2678 School Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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