2678 Lamphere St, Monroe, MI 48162 Property Records

Monroe County property record for 2678 Lamphere St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$1,914 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-867-072-00`

Property Details

APN / Parcel Number

Primary APN	`07-867-072-00`

Interior

Full Baths	2 Baths
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Modular
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2678 LAMPHERE ST
City	MONROE
State	MI
Zip	48162-4812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LEAVE BLAN
Legal Description	F-71 & 72 SEC 26 & 35 T6S R9E MONRONA BEACH SUBDIVISION W 1/2 OF LOTS 71 & 72
Legal Range	09E
Legal Township	06S
Legal Section	26
Legal Subdivision	MONRONA BEACH SUB
Legal Lot Number	71-72
Jurisdiction	MONROE MI
Township / Civil Division	FRENCHTOWN
Census Block Group	3
Census Block	3006
Census Tract	831300

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2678 LAMPHERE ST, MONROE, MI 48162-4812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2678 LAMPHERE ST, MONROE, MI 48162-4812
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2678 LAMPHERE ST, MONROE, MI 48162-4812

Mortgage

Document Number	0000020560
Date	Dec 15, 2025
Instrument	2025R20560

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2678 LAMPHERE ST, MONROE, MI 48162-4812
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021939
Date	Dec 4, 2018
Instrument	2018R21939

Lender

Name	MONROE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Jefferson Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,100 (+36.67%) Land $86,100	$172,200 (+36.67%) Land $172,200
2025	$1,914.00 (+14.13%) Homeowner's exemption
2023	$1,677.00 Homeowner's exemption	$63,000	$126,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Nearby Flood Policies	53 in force
Nearby Flood Claims	95 (1980–2018)
Claims Outside the SFHA	4 of 95
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRENCHTOWN TOWNSHIP serves 21,609 people · EPA ID MI0002500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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