2677 N Perfect Pt, Hernando, FL 34442 Property Records

Citrus County property record for 2677 N Perfect Pt, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,316 sqft · built 2022
Lot Size	0.688 acres (29,979 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (May 2021)
Tax Bill	$7,613 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`20E-18S-30-44400-001.0`

Property Details

APN / Parcel Number

Primary APN	`20E-18S-30-44400-001.0`
Alternative APNs	`3018S20E444000010` `2560088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,316 sqft Living Area
Flooring	Concrete/Cement

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	29,979 sqft (0.688 acres)
Lot Dimensions	234 ft deep x 102 ft wide
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	272 sqft
Porch	Open Porch
Patio Area	320 sqft
Fence	Fence
Utility Building	100 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2560088
Old Parcel Number	3018S20E444000010
Street Address	2677 N PERFECT PT
City	HERNANDO
State	FL
Zip	34442-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLMH COASTAL LAKES MOBILE
Legal Description	LOT 1 IN SEC 30-18-20 KNOWN AS PCL 44400-0010 ON CITRUS CO ASSESSMENT MAP 572 FURTHER DESC AS FOLLOWS:BEGIN AT NW CRN OF SEC
Legal Range	20E
Legal Township	18S
Legal Section	30
Legal Subdivision	UNREC TRACTS IN 30-18S-20E
Legal Lot Number	1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3009
Census Tract	450800

Owner

2677 N Perfect Pt is owned by an individual who bought it in May 2021.

Source: Citrus County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6528 LOUISE CT, HUDSON, FL 34667-1302
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 14, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Jan 30, 2017	Loan Modification, Mortgage OMEGA TRUST (CT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Feb 22, 2007 · Amount on File
Deed Document Number	2021032212
Deed Book / Page	3164 / 1589
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2677 N PERFECT PT, HERNANDO, FL 34442-5613
Transaction Type	Mortgage
Record Updated	Jan 23, 2024
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6528 LOUISE CT, HUDSON, FL 34667-1302

Mortgage

Document Number	0032681366
Date	Mar 30, 2022
Book Page	3268/1366
Instrument	2022022442

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 14, 2021
Property Address	2677 N PERFECT PT, HERNANDO, FL 34442-5613
Document Number	0031641589
Book / Page	3164 / 1589
Instrument Date	May 11, 2021
Instrument	2021032212
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	318 9TH ST # ST111, ST111, EVANSTON, WY 82930-3418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6528 LOUISE CT, HUDSON, FL 34667-1302

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	2677 N PERFECT PT, HERNANDO, FL 34442-5613
Document Number	0028121777
Book / Page	002812 / 001777
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 E 4TH ST DAYTON OH 454022136, DAYTON, OH 45402-2136

Mortgage

Document Number	0028121777
Date	Feb 24, 2017
Book Page	002812/001777
Instrument	8664

Lender

Name	OMEGA TRUST (CT)
Address	11609 OLD CYPRESS CV, PARRISH, FL 34219-1220

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 23, 2020

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 2677 N Perfect Pt was $7,613, down 2.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,613.00 (-2.48%)	$496,404 (-3.15%) Land $42,990 Building $453,414	$496,404 (-3.15%) Land $42,990 Building $453,414
2024	$7,807.00 (+7.79%)	$512,568 (+9.07%) Land $42,990 Building $469,578	$512,568 (+9.07%) Land $42,990 Building $469,578
2023	$7,243.00 (+1,060.74%)	$469,960 (+993.18%) Land $42,990 Building $426,970	$469,960 (+993.18%) Land $42,990 Building $426,970
2022	$624.00 Additional exemption filed	$42,990 Land $42,990	$42,990 Land $42,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2677 N Perfect Pt in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	41.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2677 N Perfect Pt is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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