26764 E 78th Ter S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 26764 E 78th Ter S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,554 sqft · built 2018
Lot Size	0.696 acres (30,334 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Nov 2020)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`008364-004004-000000`

Property Details

APN / Parcel Number

Primary APN	`008364-004004-000000`
Alternative APNs	`730081071` `0081071` `81071`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,554 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	30,334 sqft (0.696 acres)
Garage Type	Attached
Garage Area	735 sqft
Porch	Slab
Porch Area	526 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	81071
Street Address	26764 E 78TH TER S
City	BROKEN ARROW
State	OK
Zip	74014-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENSINGTON RIDGE LOT 4 BLOCK 4
Legal Range	15E
Legal Township	18N
Legal Section	11
Legal Subdivision	KENSINGTON RIDGE
Legal Block	4
Legal Lot Number	4
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	2
Census Block	2018
Census Tract	30509

Owner

Source: Wagoner County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Nov 19, 2020	Warranty Deed, Transfer · VA Mortgage BOKF NA
Jun 6, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	202017877
Deed Book / Page	2637 / 309
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000839
Date	Jan 22, 2020
Book Page	2553/0274
Instrument	2020-00839

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Nov 19, 2020
Property Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087
Document Number	0000017877
Book / Page	2637 / 0309
Instrument Date	Nov 16, 2020
Instrument	2020-17877
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087

Mortgage

Document Number	0000017878
Date	Nov 19, 2020
Book Page	2637/0311
Instrument	2020-17878

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	Jun 6, 2017
Property Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087
Document Number	0000007083
Book / Page	2363 / 180
Instrument Date	May 30, 2017
Instrument	2017-07083
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	FIRST TITLE AND ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26764 E 78TH TER S, BROKEN ARROW, OK 74014-7087

Mortgage

Document Number	0000007084
Date	Jun 6, 2017
Book Page	2363/182
Instrument	2017-07084

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	4.6%
Max Rate At Change	6.6%
Index	1-Year LIBOR
Max Rate	9.6%

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,916 (+0.26%) Land $6,720 Building $40,196	$418,892 (+0.26%) Land $60,000 Building $358,892
2025	$4,567.00 (+4.94%) Homeowner's exemption	$46,793 (+3.87%) Land $6,720 Building $40,073	$417,795 (+3.09%) Land $60,000 Building $357,795
2023	$4,352.00 (+2.09%) Homeowner's exemption	$45,050 (+3%) Land $6,430 Building $38,620	$405,258 (-4.22%) Land $60,000 Building $345,258
2022	$4,263.00 Homeowner's exemption	$43,738 Land $5,309 Building $38,429	$423,111 Land $60,000 Building $363,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Windstream DSL · Fiber in parts of the area	200 / 20
The Junction Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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