26759 Davis Rd, Concordia, MO 64020 Property Records

Lafayette County property record for 26759 Davis Rd, Concordia, MO 64020

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,246 sqft · built 1981
Lot Size	14.4 acres (630,749 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-7.0-25-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`17-7.0-25-0-000-009.000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,246 sqft Living Area
Basement Area	2,246 sqft
Finished Basement	2,246 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	630,749 sqft (14.4 acres)
Garage Type	Attached
Garage Area	972 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Granary	76,553 sqft
Lean-To	560 sqft
Utility Building	3,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	26759 DAVIS RD
City	CONCORDIA
State	MO
Zip	64020-7121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF W1/2 OF SE1/4; 603-519, 689-205, 830-23, 1052-20, 2011SU0002, 2011DR0222, 2011DR0784, 2011DR0785, 2011DR0793, 2011DR010
Legal Range	25
Legal Township	49
Legal Section	25
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	3
Census Block	3151
Census Tract	90401

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 442, CONCORDIA, MO 64020-0442
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2017	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2014
Transfer Doc	0000044349
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 28, 2026
Property Address	26759 DAVIS RD, CONCORDIA, MO 64020-7121
Document Number	0000003102
Instrument Date	Jul 21, 2026
Instrument	20263102
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26759 DAVIS RD, CONCORDIA, MO 64020-7121

Mortgage

Document Number	0000003102,
Date	Jul 28, 2026
Instrument	20263102

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	26759 DAVIS RD, CONCORDIA, MO 64020-7121
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR4466
Date	Nov 12, 2025
Instrument	2025DR4466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	26759 DAVIS RD, CONCORDIA, MO 64020-7121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3798
Date	Oct 12, 2017
Book Page	2017/3798
Instrument	2017DR3798

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,956.00	$46,162 (+13.56%)	$246,880 (+13.32%) Land $16,610 Building $230,270
2023		$40,650	$217,870 Land $14,850 Building $203,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brightspeed DSL	10 / 1

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