2675 Lode St, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 2675 Lode St, Santa Cruz, CA 95062

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1953
Lot Size0.128 acres (5,576 sqft)
OwnerTrust Name on File
Last Sale$672,500 (May 2008)
Tax Bill$11,656 (2025)
Deeds & MortgagesAug 2019 Mortgage
Aug 2019 Transfer
Flood ZoneZone X (minimal risk)
APN028-202-16

Property Details

APN / Parcel Number

Primary APN028-202-16
Alternative APN
  • 028-202-16-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,008 sqft Living Area
Gross Area1,074 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,576 sqft (0.128 acres)
Garage TypeAttached
Garage Area66 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area149 sqft
Patio Area149 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2675 LODE ST
CitySANTA CRUZ
StateCA
Zip95062-5037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-5-PP
Legal DescriptionTRACT 96 BLK 1 LOT 4
Legal SubdivisionCENTENNIAL TR 96
Legal Tract96
Legal Block1
Legal Lot Number4
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group2
Census Block2000
Census Tract121601

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address2675 LODE ST, SANTA CRUZ, CA 95062-5037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 5, 2019Quit Claim Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2008 · Amount on Record
Deed SaleMay 22, 2008 · Amount on Record
Deed Document Number200822086
Last Transfer DateJun 24, 2019
Transfer Doc0000022196
Record UpdatedSep 20, 2026

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 5, 2019
Property Address2675 LODE ST, SANTA CRUZ, CA 95062-5037
Document Number0000022196
Map ReferenceMB 29 PG 11
Instrument DateJun 24, 2019
Instrument2019-0022196
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2675 LODE ST, SANTA CRUZ, CA 95062-5037

Mortgage

Document Number0000022197
DateAug 5, 2019
Instrument2019-0022197
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2049

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateAug 5, 2019
Property Address2675 LODE ST, SANTA CRUZ, CA 95062-5037
Document Number0000022198
Instrument DateJun 21, 2019
Instrument22198
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2675 LODE ST SANTA CRUZ CA 950625037, SANTA CRUZ, CA 95062-5037

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictLive Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$901,010 (+2%) Land $699,372 Building $201,638
2025$11,656.00 (+8.63%) Homeowner's exemption$883,344 (+4.04%) Land $685,659 Building $197,685
2023$10,730.00 (+2.43%)$849,042 Land $659,034 Building $190,008$908,100
2022$10,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CRUZ WATER DEPARTMENT
serves 94,626 people · EPA ID CA4410010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 981 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: California Internet, Cruzio Internet, Etheric Communications, LLC., T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lode St

Nearby Streets

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