Emmet County property record for 2675 Harmony Ln, Petoskey, MI 49770
| Property Type | Residential Vacant Land |
|---|---|
| Owner | Company Name on Record |
| Tax Bill | $496 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-09-226-102 |
| Primary APN | 01-19-09-226-102 |
|---|
| Architectural Style | Condo/Apartment |
|---|
| Street Address | 2675 HARMON RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | EC R-1 |
| Legal Description | CONCORD VALLEY CONDOMINIUM. PLAN #377. UNIT 2. SECTION 9, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 09 |
| Legal Unit | 2 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970500 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 202 N 9TH ST, 300, BOISE, ID 83702-5766 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 2675 HARMONY LN, PETOSKEY, MI 49770 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 202 N 9TH ST 300, 300, BOISE, ID 83702-5766 |
| Document Number | 0000001234/0000000880 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 0000001234/0000000880 |
| Instrument | 5187844 |
| Name | PAYETTE FINANCIAL SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Jan 1, 2033 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,600 (+1%) Land $32,600 | $65,200 (+1%) Land $65,200 | |
| 2024 | $496.00 | ||
| 2023 | $16,300 Land $16,300 | $32,600 Land $32,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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