2674 Stonebridge, Troy, OH 45373 Property Records

Miami County property record for 2674 Stonebridge, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,598 sqft · built 2004
Lot Size	0.431 acres (18,774 sqft)
Owner	2 Individual Names on File
Last Sale	$779 (Dec 2020)
Tax Bill	$5,272 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-105082`

Property Details

APN / Parcel Number

Primary APN	`D08-105082`
Alternative APN	`050619.3-09-027-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,598 sqft Living Area
1st Floor Area	3,822 sqft
Upper Floors Area	687 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	18,774 sqft (0.431 acres)
Lot Dimensions	160 ft deep x 140 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2674 STONEBRIDGE
City	TROY
State	OH
Zip	45373-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 9721 STONEBRIDGE ESTATES #2
Legal Subdivision	STONEBRIDGE ESTATES #2
Legal Lot Number	9721
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1023
Census Tract	365001

Owner

2674 Stonebridge is owned and occupied by two individuals who bought it in December 2020.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2674 STONEBRIDGE, TROY, OH 45373-5422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage FIFTH THIRD BANK OF WESTERN OHIO
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 29, 2020	Survivorship Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 15, 2019	Warranty Deed, Transfer · Conventional with PMI PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Mar 15, 2019 · Amount on File
Deed Document Number	202019566
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2674 STONEBRIDGE, TROY, OH 45373-5422
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2674 STONEBRIDGE, TROY, OH 45373-5422

Mortgage

Document Number	0000002926
Date	Mar 13, 2026
Instrument	2026OR-02926

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2674 STONEBRIDGE, TROY, OH 45373-5422
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2674 STONEBRIDGE, TROY, OH 45373-5422

Mortgage

Document Number	0000015828
Date	Nov 1, 2022
Instrument	2022OR-15828

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Aug 25, 2052

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 29, 2020
Property Address	2674 STONEBRIDGE, TROY, OH 45373-5422
Document Number	0000019566
Map Reference	VOL 20 PG 88&88A
Instrument Date	Dec 12, 2020
Instrument	2020OR-19566
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2674 STONEBRIDGE, TROY, OH 45373-5422

Mortgage

Document Number	0000019567
Date	Dec 29, 2020
Instrument	2020OR-19567

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 15, 2019
Property Address	2674 STONEBRIDGE, TROY, OH 45373-5422
Document Number	0000002649
Instrument Date	Mar 14, 2019
Instrument	2649
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2674 STONEBRIDGE TROY OH 453735422, TROY, OH 45373-5422

Mortgage

Document Number	2650
Date	Mar 15, 2019
Instrument	2650

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2674 Stonebridge was $5,272 with a homeowner's exemption, down 4.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,272.00 (-4.34%) Homeowner's exemption	$158,800 (+8.8%) Land $26,320 Building $132,480	$453,700 Land $75,200 Building $378,500
2024	$5,511.00 (+8.96%) Homeowner's exemption	$145,960 (+6.46%) Land $26,430 Building $119,530
2023	$5,058.00 (+17.46%) Homeowner's exemption	$137,100 (-) Land $26,430 Building $110,670	$417,000 (+6.46%) Land $75,500 Building $341,500
2022	$4,306.00 Homeowner's exemption	$137,100 Land $26,430 Building $110,670	$391,700 Land $75,500 Building $316,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2674 Stonebridge in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2674 Stonebridge is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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