2674 Spring Creek Rd, Montevallo, AL 35115 Property Records

Shelby County property record for 2674 Spring Creek Rd, Montevallo, AL 35115

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,607 sqft · built 1993
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Feb 2024)
Tax Bill	$3,490 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`276140000009001`

Property Details

APN / Parcel Number

Primary APN	`276140000009001`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,607 sqft Heated Area
1st Floor Area	3,282 sqft
Basement Area	1,117 sqft
Finished Basement	2,141 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2674 SPRING CREEK RD
City	MONTEVALLO
State	AL
Zip	35115-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR SE1/4 SW1/4 S212 W615.47 NW113 TO RD NLY503.01 SE486.86 TO POB
Legal Range	03W
Legal Township	22S
Legal Section	14
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	2
Census Block	2002
Census Tract	30406

Owner

2674 Spring Creek Rd is owned and occupied by an individual who bought it in February 2024.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage MCGOWING & KING MORTGAGE LLC
Feb 28, 2024	Warranty Deed, Transfer
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 21, 2021	Survivorship Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on File
Deed Sale	Feb 28, 2024 · Amount on File
Prior Sale	Feb 28, 2024 · Amount on File
Deed Document Number	202451660
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 28, 2024
Property Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600
Document Number	0000051660
Instrument Date	Feb 26, 2024
Instrument	20240228000051660
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 VALLEY ST, PELL CITY, AL 35128-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2674 SPRINGFIELD LOOP W, BIRMINGHAM, AL 35242-5137

Mortgage

Document Number	0000051670
Date	Feb 28, 2024
Instrument	20240228000051670

Lender

Name	MCGOWING & KING MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 28, 2024
Property Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600
Document Number	0000051570
Instrument Date	Feb 26, 2024
Instrument	20240228000051570
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 VALLEY ST, PELL CITY, AL 35128-7911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2674 SPRINGFIELD LOOP W, BIRMINGHAM, AL 35242-5137

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245210
Date	May 18, 2021
Instrument	20210518000245210

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

December 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 21, 2021
Property Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600
Document Number	0000601930
Instrument Date	Dec 14, 2021
Instrument	20211221000601930
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5702 TWOOMAN RD, APPLING, GA 30802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2674 SPRING CREEK RD, MONTEVALLO, AL 35115-5600

Mortgage

Document Number	0000601940
Date	Dec 21, 2021
Instrument	20211221000601940

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2674 Spring Creek Rd was $3,490 with a homeowner's exemption, down 2.6% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,490.00 (-2.65%) Homeowner's exemption
2025	$3,585.00	$81,480	$814,610 Land $138,550 Building $676,060
2023	$1,868.00 (+14.88%)	$43,400 (+14.51%)	$433,840 (+14.51%) Land $57,700 Building $376,140
2022	$1,626.00	$37,900	$378,870 Land $42,000 Building $336,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2674 Spring Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2674 Spring Creek Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum, Verizon.

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