2674 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 2674 E Toto Rd, Knox, IN 46534

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,180 sqft · built 1982
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,100 (Dec 2020)
Tax Bill	$495 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-06-33-400-040.000-003`

Property Details

APN / Parcel Number

Primary APN	`75-06-33-400-040.000-003`
Alternative APN	`0040049800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0040049800
Street Address	2674 E TOTO RD
City	KNOX
State	IN
Zip	46534-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KCPZ
Legal Description	PT S 1/2 SE 33-33-2 1A
Legal Range	2
Legal Township	33
Legal Section	33
Jurisdiction	STARKE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1054
Census Tract	954100

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2674 E TOTO RD, KNOX, IN 46534-9278
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20204169
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STARKE IN
Recording Date	Dec 22, 2020
Property Address	2674 E TOTO RD, KNOX, IN 46534-9278
Document Number	2020004169
Instrument Date	Dec 18, 2020
Instrument	2020004169
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15545 S SCOTT DR, LOCKPORT, IL 60441-7325

Mortgage

Document Number	2020004170
Date	Dec 22, 2020
Instrument	2020004170

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Center Township
Unified School District	Knox Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$495.00 (+5.77%)	$179,200 (+22.24%) Land $20,500 Building $158,700	$179,200 (+22.24%) Land $20,500 Building $158,700
2024	$468.00 (+80.69%)
2023	$259.00	$146,600 (+11.65%) Land $17,800 Building $128,800	$146,600 (+11.65%) Land $17,800 Building $128,800
2022	$259.00	$131,300 Land $16,600 Building $114,700	$131,300 Land $16,600 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Surf Internet Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20