Clay County property record for 2674 Apache Ct, Middleburg, FL 32068 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,590 sqft · built 1987 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $76,000 (Mar 2022) |
| Tax Bill | $5,649 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Sep 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05-25-010082-001-00 |
| Primary APN | 18-05-25-010082-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,590 sqft Living Area |
| 1st Floor Area | 2,590 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 1,152 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 704 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2674 APACHE CT |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW1/4 OF SE1/4 SEC 18 & PT OF NW1/4 OF NE1/4 SEC 19 AS REC OR 3331 PG 241,4581 PG 1 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 18 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 31203 |
Source: Clay County records · APN 18-05-25-010082-001-00
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 10, 2025 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 21, 2023 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 09, 2022 | Warranty Deed, Transfer GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2022 · Amount on Record |
| Deed Sale | Mar 09, 2022 · Amount on Record |
| Prior Sale | Aug 16, 2011 · Amount on Record |
| Deed Document Number | 202215751 |
| Deed Book / Page | 4581 / 1501 |
| Last Transfer Date | Sep 21, 2023 |
| Transfer Doc | 0047590171 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Document Number | 0050001001 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5000/1001 |
| Instrument | 2025060250 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 02, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 10, 2025 |
| Property Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Document Number | 0049671532 |
| Book / Page | 4967 / 1532 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025042621 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 702111, SAINT CLOUD, FL 34770-2111 |
| Name | Verified Name |
|---|---|
| Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 21, 2023 |
| Property Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Document Number | 0047590171 |
| Book / Page | 4759 / 171 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023047557 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 BRONCO DR, SAINT CLOUD, FL 34771-7946 |
| Name | Verified Name |
|---|---|
| Address | 2500 BRONCO DR, SAINT CLOUD, FL 34771-7946 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 09, 2022 |
| Property Address | 2674 APACHE CT, MIDDLEBURG, FL 32068-5832 |
| Document Number | 0045811501 |
| Book / Page | 4581 / 1501 |
| Instrument Date | Mar 07, 2022 |
| Instrument | 2022015751 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Title Company | GOLD STAR TITLE AND ESCROW INC, GOLD STAR TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $532.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2500 BRONCO DR, 2500, SAINT CLOUD, FL 34771-7946 |
| Name | Verified Name |
|---|---|
| Address | 2500 BRONCO DR, SAINT CLOUD, FL 34771-7946 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,649.00 (+2.71%) | $370,419 (+1.11%) Land $50,000 Building $320,419 | $370,419 (+1.11%) Land $50,000 Building $320,419 |
| 2024 | $5,500.00 (-3.83%) | $366,349 (+3.11%) Land $50,000 Building $316,349 | $366,349 (+3.11%) Land $50,000 Building $316,349 |
| 2023 | $5,719.00 (+160.19%) | $355,306 (+108.87%) Land $50,000 Building $305,306 | $355,306 (+16.02%) Land $50,000 Building $305,306 |
| 2022 | $2,198.00 Homeowner's exemption | $170,112 | $306,258 Land $36,000 Building $270,258 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190312031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force 16 of 16 on primary residences |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 980 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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