26720 Ridge Rd, Damascus, MD 20872 Property Records

Montgomery County property record for 26720 Ridge Rd, Damascus, MD 20872

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,182 sqft · built 1952
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (May 1996)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Jun 2018 Second Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-00927305`

Property Details

APN / Parcel Number

Primary APN	`12-00927305`
Alternative APN	`00927305`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
1st Floor Area	988 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	153 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00927305
Street Address	26720 RIDGE RD
City	DAMASCUS
State	MD
Zip	20872-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	VERY GOOD
Legal Subdivision	LOCUST LEVEL
Legal Block	1
Jurisdiction	MONTGOMERY MD
Township / Civil Division	12
Census Block Group	1
Census Block	1001
Census Tract	700208

Owner

26720 Ridge Rd is owned and occupied by two individuals who bought it in May 1996.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26720 RIDGE RD, DAMASCUS, MD 20872-1919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage EDUCATIONAL SYSTEMS FCU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 1996 · Amount on File
Deed Sale	May 29, 1996 · Amount on File
Deed Document Number	199669395
Deed Book / Page	14145 / 1
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26720 RIDGE RD, DAMASCUS, MD 20872-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0561250402
Date	Jun 6, 2018
Book Page	56125/402

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	26720 RIDGE RD, DAMASCUS, MD 20872-1919
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26720 RIDGE RD, DAMASCUS, MD 20872-1919

Mortgage

Document Number	0611190290
Date	Nov 17, 2020
Book Page	61119/290

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 26720 Ridge Rd was $5,071.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,433 (+7.41%)	$492,200 (-) Land $187,000 Building $305,200
2025	$5,071.00	$428,667	$492,200 Land $187,000 Building $305,200
2023		$387,233	$396,900 Land $178,200 Building $218,700
2022	$4,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26720 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26720 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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