2671 Paddock Cir, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2671 Paddock Cir, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,206 sqft · built 1971
Lot Size	1.54 acres (67,082 sqft)
Owner	Company Name on File
Last Sale	$489,000 (Aug 2020)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	Oct 2023 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-3230-0008-01-0`

Property Details

APN / Parcel Number

Primary APN	`18-3230-0008-01-0`
Alternative APN	`11-18-3230-0008-01-0`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	4,206 sqft Living Area
1st Floor Area	3,529 sqft
Basement Area	2,952 sqft
Unfinished Basement	2,952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	383 ft deep x 180 ft wide
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2671 PADDOCK CIR
City	SAINT JOSEPH
State	MI
Zip	49085-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	SPLIT/COMBINED ON 01/19/2016 FROM 18-3230-0007-00-1, 18-3230-0008-00-8, 18-3230-0009-01-2; LOTS 9 & 10 HILLVIEW DOWNS A SUB IN PT NW1/4 OF FR SEC 2 T5S R19W REC IN L 21 P 19 ALSO PT LOT 8 IN SD SUB BEG AT NW COR OF SD LOT 8 TH S61DEG04?29?E ON N LN S
Legal Range	19W
Legal Township	05S
Legal Section	02
Legal Subdivision	HILLVIEW DOWNS
Legal Lot Number	9-A
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2001
Census Tract	900

Owner

2671 Paddock Cir is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Intrafamily Transfer, Transfer
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Book / Page	3288 / 3039
Last Transfer Date	Apr 27, 2023
Transfer Doc	03413/1628
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 3, 2023
Property Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112
Document Number	03413/1628
Book / Page	3413 / 1628
Map Reference	LB 21 PG 19
Instrument Date	Apr 27, 2023
Instrument	2023390326
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 31, 2020
Property Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112
Document Number	03288/3039
Book / Page	3288 / 3039
Map Reference	LB 21 PG 19
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,205.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2671 PADDOCK CIR, SAINT JOSEPH, MI 49085-3112

Mortgage

Document Number	0032883042
Date	Aug 31, 2020
Instrument	3288/3042

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2671 Paddock Cir was $7,892 with a homeowner's exemption, up 3.1% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,400 (+3.37%)	$558,800 (+3.37%)
2025	$7,892.00 (+3.08%) Homeowner's exemption	$270,300	$540,600
2024	$7,656.00
2023		$229,200 (-4.38%)	$458,400 (-4.38%)
2022	$7,629.00 Homeowner's exemption	$239,700	$479,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2671 Paddock Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2671 Paddock Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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