26709 Pennfields Dr, Orange, VA 22960 Property Records

Spotsylvania County property record for 26709 Pennfields Dr, Orange, VA 22960 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,144 sqft · built 2020
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Jan 2020)
Tax Bill	$6,316 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`54-8-4`

Property Details

APN / Parcel Number

Primary APN	`54-8-4`
Alternative APN	`054-8-4`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,144 sqft Finished Area
Basement Area	2,144 sqft
Unfinished Basement	1,698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	60,548 sqft (1.39 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	26709 PENNFIELDS DR
City	ORANGE
State	VA
Zip	22960-3678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRAZERS LANDING LOT 4 SEC 1
Legal Subdivision	FRAZERS LANDING
Legal Lot Number	4
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	2
Census Block	2015
Census Tract	20405

Owner

Source: Spotsylvania County records · APN 54-8-4

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	26709 PENNFIELDS DR, ORANGE, VA 22960-3678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2020	Deed of Trust, Mortgage ASSURANCE FIN'L
Jan 16, 2020	Warranty Deed, Construction Loan · Construction Mortgage ASSURANCE FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Nov 02, 2016 · Amount on Record
Deed Document Number	20201028
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	26709 PENNFIELDS DR, ORANGE, VA 22960-3678
Document Number	202000023752
Instrument Date	Oct 08, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26709 PENNFIELDS DR ORANGE VA 229603678, ORANGE, VA 22960-3678

Mortgage

Document Number	202000023752
Date	Oct 09, 2020
Instrument	23752

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 08, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jan 16, 2020
Property Address	26709 PENNFIELDS DR, ORANGE, VA 22960-3678
Document Number	202000001028
Instrument Date	Nov 25, 2019
Instrument	1028
Transaction Type	Construction Loan
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12301 DELL WAY FREDERICKSBURG VA 224076270, FREDERICKSBURG, VA 22407-6270

Mortgage

Document Number	202000001029
Date	Jan 16, 2020
Instrument	1029

Lender

Name	ASSURANCE FIN'L
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,316.00 (+17.68%)	$856,700 (+23.18%) Land $172,100 Building $684,600
2025			$856,700 (+23.18%) Land $172,100 Building $684,600
2023	$5,367.00	$695,500 Land $129,500 Building $566,000	$695,500 Land $129,500 Building $566,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511770204052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of Virginia
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Orange County Broadband Authority	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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