26701 Laredo Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 26701 Laredo Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,494 sqft · built 1979
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on File
Last Sale	$656,000 (Sep 2017)
Tax Bill	$7,682 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`837-281-70`

Property Details

APN / Parcel Number

Primary APN	`837-281-70`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,800 sqft (0.133 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	26701 LAREDO LN
City	LAKE FOREST
State	CA
Zip	92630-5719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9732 BLK LOT 37
Legal Subdivision	TRACT NO 9732
Legal Tract	9732
Legal Lot Number	37
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2000
Census Tract	32029

Owner

26701 Laredo Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 27, 2017	Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 27, 2017	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on File
Deed Sale	Sep 27, 2017 · Amount on File
Prior Sale	Aug 7, 2009 · Amount on File
Deed Document Number	2017410055
Prior Transfer Date	Aug 31, 2017
Prior Transfer Doc	0000410054
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719

Mortgage

Document Number	0000153362
Date	Mar 5, 2021
Instrument	2021000153362

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000289874
Date	Aug 8, 2018
Instrument	2018000289874

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000483845
Date	Nov 20, 2019
Instrument	2019000483845

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000328606
Date	Jul 10, 2020
Instrument	2020000328606

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2017
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Document Number	0000410055
Map Reference	MB426 PG21-24
Instrument Date	Aug 31, 2017
Instrument	2017000410055
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719

Mortgage

Document Number	0000410056
Date	Sep 27, 2017
Instrument	2017000410056

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2017
Property Address	26701 LAREDO LN, LAKE FOREST, CA 92630-5719
Document Number	0000410054
Instrument Date	Aug 31, 2017
Instrument	410054
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8 BALDOSA RANCHO SANTA MARGARITA CA 926883403, RANCHO SANTA MARGARITA, CA 92688-3403

Tax Assessment & Valuation

The 2025 property tax bill for 26701 Laredo Ln was $7,682.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$761,341 (+2%) Land $636,501 Building $124,840
2025	$7,682.00	$746,413 Land $624,020 Building $122,393
2023	$7,366.00 (+1.81%)	$717,430 Land $599,788 Building $117,642
2022	$7,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 26701 Laredo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26701 Laredo Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL TORO WATER DISTRICT serves 53,415 people · EPA ID CA3010079
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks, T-Mobile.

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