2670 N Florida Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2670 N Florida Ave, Hernando, FL 34442

Property Summary

Property Type	Store with Apartments
Details	3 bd · 1 ba · 2,019 sqft · built 1950
Lot Size	1.88 acres (82,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Mar 2005)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2618S19E00200120`

Property Details

APN / Parcel Number

Primary APN	`2618S19E00200120`
Alternative APNs	`19E-18S-26-0020-00000-0120` `19E-18S-26-0020-012.0` `1619122`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,019 sqft Gross Area
1st Floor Area	1,824 sqft
Flooring	Wood

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	82,253 sqft (1.88 acres)
Lot Dimensions	240 ft deep x 270 ft wide

Exterior Amenities

Porch	Enclosed Porch
Porch Area	265 sqft
Patio Area	143 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1619122
Street Address	2670 N FLORIDA AVE
City	HERNANDO
State	FL
Zip	34442-4327
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	GNC
Legal Description	TOWNSITE OF HERNANDO PB 1 PG 16 LOTS 12 13 14 15 16 17 18 19 20 21 22 23 24 & 25
Legal Range	19E
Legal Township	18S
Legal Section	26
Legal Subdivision	HERNANDO TOWNSITE
Legal Lot Number	12
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1034
Census Tract	450104

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2670 N FLORIDA AVE, HERNANDO, FL 34442-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005 · Amount on Record
Deed Sale	Mar 1, 2005 · Amount on Record
Prior Sale	Jan 1, 2004 · Amount on Record
Deed Document Number	200516797
Deed Book / Page	1822 / 1036
Last Transfer Date	Nov 9, 2009
Transfer Doc	0023211811
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2670 N FLORIDA AVE, HERNANDO, FL 34442-4327
Document Number	0029400393
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2670 N FLORIDA AVE HERNANDO FL 344424327, HERNANDO, FL 34442-4327

Mortgage

Document Number	0029400393
Date	Nov 19, 2018
Book Page	002940/000393
Instrument	58085

Lender

Name	INSIGHT CU
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,874.00 (+4.62%) Homeowner's exemption	$211,309 (-22.1%)	$266,780 (-1.66%) Land $109,630 Building $157,150
2024	$2,747.00 (+2.42%) Homeowner's exemption Additional exemption filed	$271,270 (+3.95%) Land $109,630 Building $161,640	$271,270 (+3.95%) Land $109,630 Building $161,640
2023	$2,682.00 (+6.51%) Homeowner's exemption Additional exemption filed	$260,960 (+9.89%) Land $109,630 Building $151,330	$260,960 (+9.89%) Land $109,630 Building $151,330
2022	$2,518.00 Homeowner's exemption Additional exemption filed	$237,480 Land $109,630 Building $127,850	$237,480 Land $109,630 Building $127,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20