San Luis Obispo County property record for 2670 Laurel Ave, Morro Bay, CA 93442
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $249,000 (Feb 2012) |
| Tax Bill | $6,804 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Jul 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 068-254-036 |
| Primary APN | 068-254-036 |
|---|
| Lot Area | 4,000 sqft (0.092 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 2670 LAUREL AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1724 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | CY MB MORRO DEL MAR 2 BL 25 LT 15 |
| Legal Subdivision | MORRO DEL MAR 02 |
| Legal Block | 25 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10505 |
2670 Laurel Ave, residential vacant land, is owned by a company that acquired it in July 2020.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 315 DANTE LN, TEMPLETON, CA 93465-4063 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK |
| Jul 14, 2020 | Quit Claim Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2012 · Amount on File |
| Deed Sale | Feb 14, 2012 · Amount on File |
| Prior Sale | Oct 1, 2004 · Amount on File |
| Deed Document Number | 20128001 |
| Last Transfer Date | Jul 9, 2020 |
| Transfer Doc | 0000035421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2670 LAUREL AVE, MORRO BAY, CA 93442-1724 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 315 DANTE LN, TEMPLETON, CA 93465-4063 |
| Document Number | 0000023676 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022023676 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | PORTLAND, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 14, 2020 |
| Property Address | 2670 LAUREL AVE, MORRO BAY, CA 93442-1724 |
| Document Number | 0000035421 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 35421 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 605 COOL VALLEY DR PASO ROBLES CA 934464736, PASO ROBLES, CA 93446-4736 |
The 2025 property tax bill for 2670 Laurel Ave was $6,804.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $766,659 (+24.19%) Land $267,759 Building $498,900 | |
| 2025 | $6,804.00 | $617,309 Land $262,509 Building $354,800 |
| 2023 | $2,792.00 (+6.69%) | $252,316 Land $252,316 |
| 2022 | $2,617.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2670 Laurel Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2670 Laurel Ave is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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