Shelby County property record for 267 Polo Downs, Chelsea, AL 35043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,494 sqft · built 2014 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,900 (May 2014) |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 097261002024000 |
| Primary APN | 097261002024000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,494 sqft Heated Area |
| 1st Floor Area | 1,494 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 114 ft deep x 69.2 ft wide |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 267 POLO DOWNS |
|---|---|
| City | CHELSEA |
| State | AL |
| Zip | 35043-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 26 19S 01W NBRHD: 17 POLO CROSSINGS R-2 |
| Legal Range | 01W |
| Legal Township | 19S |
| Legal Section | 26 |
| Legal Subdivision | POLO CROSSINGS SEC 1 |
| Legal Lot Number | 121 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | CHELSEA |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 30215 |
Source: Shelby County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 267 POLO DOWNS, CHELSEA, AL 35043-7602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2014 · Amount on Record |
| Deed Sale | May 21, 2014 · Amount on Record |
| Prior Sale | Jul 29, 2013 · Amount on Record |
| Deed Document Number | 2014153350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 267 POLO DOWNS, CHELSEA, AL 35043-7602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000079260 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 20190312000079260 |
| Name | ACIPCO FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35202 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 5, 2049 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Chelsea City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (+3.56%) | $25,120 (-0.32%) | $251,100 (-0.36%) Land $70,000 Building $181,100 |
| 2023 | $1,067.00 Homeowner's exemption | $25,200 | $252,000 Land $70,000 Building $182,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBY COUNTY COMMISSION-WATER SERVICES serves 40,101 people · EPA ID AL0001671 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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