Middlesex County and Reading Town property record for 267 Charles St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,288 sqft · built 1951 |
| Lot Size | 0.371 acres (16,152 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Dec 2011) |
| Tax Bill | $8,980 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:034.0-0000-0189.0 |
| Primary APN | READ M:034.0-0000-0189.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 3,302 sqft |
| Basement Area | 1,288 sqft |
| Unfinished Basement | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,152 sqft (0.371 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1450000000010 |
|---|---|
| Street Address | 267 CHARLES ST |
| City | READING |
| State | MA |
| Zip | 01867-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 334400 |
267 Charles St is owned and occupied by two individuals who bought it in December 2011.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 267 CHARLES ST, READING, MA 01867-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2011 · Amount on File |
| Deed Sale | Dec 1, 2011 · Amount on File |
| Prior Sale | Feb 10, 2011 · Amount on File |
| Deed Document Number | 201121 |
| Deed Book / Page | 57987 / 49 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 267 CHARLES ST, READING, MA 01867-1829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69355-359 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 69355/359 |
| Instrument | 80215 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 267 CHARLES ST, READING, MA 01867-1829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75751-1 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 75751/1 |
| Instrument | 173969 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 267 Charles St was $8,980, up 3.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,980.00 (+3.54%) | $819,300 (+7.59%) Land $513,500 Building $305,800 | $835,828 (-6.37%) |
| 2025 | $8,673.00 (+0.22%) | $761,500 (+3.13%) Land $477,300 Building $284,200 | $892,715 (+17.74%) |
| 2024 | $8,654.00 (+6.85%) | $738,400 (+14.78%) Land $462,800 Building $275,600 | $758,195 |
| 2023 | $8,099.00 | $643,300 Land $403,200 Building $240,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 267 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 267 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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