Santa Rosa County property record for 2667 Shoni Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,160 sqft · built 2006 |
| Lot Size | 0.218 acres (9,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2019) |
| Tax Bill | $252 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-2S-27-5635-00D00-0070 |
| Primary APN | 10-2S-27-5635-00D00-0070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,192 sqft |
| 1st Floor Area | 2,160 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 9,496 sqft (0.218 acres) |
| Lot Dimensions | 136 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 383 sqft |
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2667 SHONI DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WATERSTONE LOT 7 BLK D AS DES IN OR 3886 PG 97 |
| Legal Range | 27W |
| Legal Township | 2S |
| Legal Section | 10 |
| Legal Subdivision | WATERSTONE |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 10820 |
2667 Shoni Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Santa Rosa County records, as of January 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2667 SHONI DR, NAVARRE, FL 32566-8047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 1, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 1, 2019 | Warranty Deed, Transfer · VA Mortgage BANCORPSOUTH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Prior Sale | Jan 7, 2013 |
| Deed Document Number | 201949262 |
| Deed Book / Page | 3886 / 97 |
| Prior Transfer Date | Dec 26, 2012 |
| Prior Transfer Doc | 0032060019 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2667 SHONI DR, NAVARRE, FL 32566-8047 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2667 SHONI DR, GULF BREEZE, FL 32566-8047 |
| Document Number | 0042970191 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 4297/191 |
| Instrument | 202236796 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOYNTON BEACH, FL 33436 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2667 SHONI DR, NAVARRE, FL 32566-8047 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2667 SHONI DR, NAVARRE, FL 32566-8047 |
| Document Number | 0041421921 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 4142/1921 |
| Instrument | 202144588 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 1, 2019 |
| Property Address | 2667 SHONI DR, NAVARRE, FL 32566-8047 |
| Document Number | 0038860097 |
| Book / Page | 003886 / 000097 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 49262 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2667 SHONI DR NAVARRE FL 325668047, NAVARRE, FL 32566-8047 |
| Document Number | 38860098 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 003886/000098 |
| Instrument | 49263 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,152 (+2.9%) | $330,761 (+2.13%) Land $50,000 Building $280,761 | |
| 2024 | $252.00 (+8.15%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $245,046 (+3%) | $323,866 (+0.7%) Land $50,000 Building $273,866 |
| 2023 | $233.00 (+4.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $237,909 (+3%) | $321,624 (+8.84%) Land $50,000 Building $271,624 |
| 2022 | $222.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $230,980 | $295,508 Land $45,000 Building $250,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2667 Shoni Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2667 Shoni Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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