26658 Ebenezer Rd, Concordia, MO 64020 Property Records

Lafayette County property record for 26658 Ebenezer Rd, Concordia, MO 64020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,800 sqft · built 1987
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Apr 2019)
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-1.0-12-0-000-011.010`

Property Details

APN / Parcel Number

Primary APN	`20-1.0-12-0-000-011.010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,800 sqft Living Area
Basement Area	1,400 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Detached
Garage Area	1,296 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	26658 EBENEZER RD
City	CONCORDIA
State	MO
Zip	64020-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE1/4; 626-690, 713-1064, 848-433, 897-223, 897-227, 897-910, 1004-883, 1032-1091, 2013DR2430, 2013DR2431, 2019DR1268
Legal Range	25
Legal Township	48
Legal Section	12
Jurisdiction	LAFAYETTE MO
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2028
Census Tract	90500

Owner

26658 Ebenezer Rd is owned and occupied by two individuals who bought it in April 2019.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26658 EBENEZER RD, CONCORDIA, MO 64020-6117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 12, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Deed Document Number	2019DR1268
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	26658 EBENEZER RD, CONCORDIA, MO 64020-6117
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR2335
Date	Jun 16, 2020
Instrument	2020DR2335

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Apr 12, 2019
Property Address	26658 EBENEZER RD, CONCORDIA, MO 64020-6117
Document Number	2019DR1268
Instrument Date	Apr 3, 2019
Instrument	2019DR1268
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 COLONIAL PINES BLVD, NEW BERN, NC 28056

Mortgage

Document Number	2019DR1269
Date	Apr 12, 2019
Instrument	2019DR1269

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 26658 Ebenezer Rd was $3,388.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Concordia R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00	$53,179	$279,890 Land $20,720 Building $259,170
2023		$46,648	$245,516 Land $18,176 Building $227,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26658 Ebenezer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 26658 Ebenezer Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ebenezer Rd

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